The big buzzword these days is FHA. FHA loans are at the point where they will soon be the number one loan used by borrowers. While FHA loans are great you still need to come up with a 3% downpayment to purchase a home. I have a program that will allow you to not only finance 100% of the purchase price of your home but you may also be able to roll in your closing costs. This program is not just for 1st time home buyers but for buyers moving up or down.

I have been a Sycamore resident for the past 3 years and have been in the mortgage business for the 8 years. I am married and a father of four wonderful children. I am very active in my children's lives and spend the fall coaching 3 different soccer teams in the fall. I am able to empathize with my clients because i have been thru many of the same trials and tribulations as they have. My motto is "I am just a regular guy trying to help real people".

"I was at a 10.25% interest rate. A friend told me to call Roy because Roy had helped my friend with his mortgage. I called Roy and couldn't believe until the day I closed that Roy got me into a 6.875% loan. Nothing changed for me since I was put into that awful 10.25% rate - my income, my job, my debt - all were the same. So I asked Roy why he could get me a 6.875% rate and the best the other mortgage broker I worked with could do for me was a 10.25% rate. Roy simply answered that it was his job to help me, to better my situation, and he needs to be good at his job to support his family! Thanks to Roy I am now saving $348.14 a month on my mortgage payment. I'll never use another mortgage broker!

Steve M., Shorewood, IL

"With so many lending companies out there, we were very happy we connected with Roy Paeth. We felt we were in such good hands. Roy was so knowledgeable, responsive and honest. The best part about working with Roy was the trust that we had in him. We never had a doubt that he had found the best deal possible for us. Everything went so smoothly, and we really felt Roy had our interest at heart. He definitely cared. Even the closing was enjoyable! It's hard to find a company with such a high level of integrity. When all was said and done, we saved over $400 a month, and that has made a big difference in our lives financially. We would never go to anyone else, and we will always continue to refer our friends and family to Roy!"

Bob and Christine, Romeoville, IL