As a National Mortgage Banker, Ascent Home Loans has provided innovative lending solutions for over 10 years. With our state of the art technology, I can give you quick loan decisions when you need to refinance, or fast pre-approvals that will give you that edge when negotiating for a new home.

At Ascent Home Loans of Santa Rosa CA, I want to help you make the right choices when it comes to selecting the correct mortgage for you and your family. How do I do this? 

I listen to my clients. With the right questions being asked, a client can provide a wealth of information on their future home loan and investment needs.

I unlike other lenders, help you choose the right loan program that best fits your needs, not ours. Now, I can be like other every other mortgage company and tell you we have 500 lenders and 1000's of programs to choose from, but all of us in the mortgage industry do. What separates myself from all the others is my 10 years of experience helping borrowers with every possible type of credit situation, document type and loan amount. I am a First Time Homebuyer expert, along with being one of the very few mortgage professionals here in California that has years of experience with FHA loans. On top of that, I will make sure that you get the best rate possible for your situation. My experience will also help to make sure that the loan process will be effortless and easy.

Here is just a sample of the loan programs available through Ascent Home Loans

• Free Pre-Approval/Quick Loan Decisions
• First Time Homebuyers to the Savvy Investor
• Purchase, Refinance
• Stated Income, No Ratio, Limited Doc,No Doc,No Income/No Asset
• Fixed and Adjustable including Option Arms and Interest Only
• FHA / VA
• FHASecure
• Jumbo Loans to $2,000,000 / Cash Out to $2,000,000
• 100% and 100%+ Financing
• All Credit Types / Excellent Credit to Clients with Past Credit Difficulties
• Home Equity Lines of Credit
• Debt Consolidation / Bankruptcy Programs
• Small Commercial Loans both full doc and stated up to $1,500,000 

Whether you have excellent credit or have been turned down in the past, Ascent Home Loans may have the solution to your financing needs. 

Call me today at 707-494-8532 or 877-392-0674 or click on Quick Application and fill out the short form to find out whether you pre-qualify for a loan. Take a moment and visit my Website  or click on Apply Online and go directly to my secure 1003 appliciation.  If you have a question, please click here and you will receive an answer in 24 hours. If you would like to know more about my background in the mortgage industry, please click here.

Sincerely,

Scott Dovala
Branch Manager

Scott, Thanks for the great job you did closing our loan.  Lisa and I could not have been happier with your service. It was tough enough moving from Salt Lake to Santa Rosa, but you made the loan process easy.  TM Carey  

John and I couldn't be happier in our new home. I don't think anyone else would have taken the time to walk us through the loan process as you did. Although this is our first home, we now know what to expect when we decide to sell this one and buy our next. Of course, we will call you when that time comes. J & E Gavin Santa Rosa Ca. 

What a vast improvement in service over the last company I used. Thank you.  J Klineman Santa Rosa Ca

I was nervous wreck buying my first home. You had a very calming effect on me through the whole process. It seemed so easy. PG Riverside CA

We tried to get approved by another company, but they did not take the time you did to help us with our credit report.  You got us approved and now we are enjoying our new home. Thank you so much. J Alvarez Santa Rosa Ca.

Why is it so many mortgage companies make it so difficult when applying for a loan and you made it so easy? Both Barbara and I thank you and have referred you to several of our friends and family. T Darmour Petaluma, Ca.

Thanks for helping us refinance our home. You worked long and hard on our credit problems and both Jack and I appreicate it. K Baes Santa Rosa, Ca.

I never thought it was possible, but you said you could get my commercial deal done in 45 days. You not only kept your promise, but closed it in 30 days. My bank took 6 months when I apllied with them. Thank You! P Lemist Santa Rosa Ca.