It is all too easy for members of my industry to "go through the motions" of another file, forgetting how fear of the unknown can bring stress to our clients.  One of First Mortgage's mottos is - "it's not about files, it's about Families."  I have made it a focus in my career to spend extra time with those who are purchasing their first home so they feel comfortable, and confident in their decision, and the process.  These same philosophies carry over to all my repeat clients, and referrals. 

At First Mortgage we have proud heritage of honesty, and integrity that can be traced back to the 1950's.  Ron Brown, and First Mortgage Company offer a wide variety of loans designed to provide not just affordable, but sustainable home ownership.  We do not offer "gimmick" loans with negative amortizations, and pre payment penalties; we specialize in Fixed  Rate Mortgages through FHA, VA, FNMA, & FHLMC at competitive rates with reasonable fees. 

While a mortgage can be understood as product, the true quality of the product is the experience you have throughout the entire process.  If you are searching for honest answers rather than false promises, or hype, and you wish to deal with someone who will "tell it like it is" I am sure we can find a program that will work best for you.

As an approved instructor of First Time Home Buyer Seminars with the Washington State Housing Finance Commission, I have been fortunate enough to work with many different industry professionals in the education of those pursuing the American Dream of home ownership.

It's not about credit...it's about caring. - For those with credit challenges, I can give time tested answers, and advice that will result in actual increases of your credit score, without just throwing money at the problem.  I am willing to give for free the counseling that others charge hundreds of dollars for to those who are willing to work out, and stick to, a budget for success. 

For those with non-traditional income from self employment, I have a track record of success in finding "outside the box" solutions through honest creativity.

Ron not only helped me to buy my first home when others told me I couldn't qualify, he took the time to explain the entire process in plain english to be sure I was comfortable.  He came through ahead of schedule, and stayed in communication with me throughout the transaction.  I have recommended him to everyone I know who is looking to buy, or refinance their home. - Charles Hassa

I was hesitant to use Ron at first. Although he was highly recommended by my realtor, his office was over 100 miles away, and I wanted someone I could count on to stay in touch, and not drop the ball.  After the "local guy" kept letting me down by not calling me back, I decided to give Ron a shot.  He proved my realtor right!  He was there every time I needed him, and not only had the loan ready for signing early, he had lower closing costs as well. I would recommend his services to anyone in Western Washington. - Kent DeVries

With all the bad news in the press, we were really unsure what to do when we needed to refinance our home.  Ron took the time to answer all our questions and concerns.  We now understand how to use the credit system to our advantage, and our scores have gone up to over 750!  As a result, we were able to get out of our ARM, and into a 30 year fixed that was actually at a lower rate. - James & Jacqueline Starr