We are unique in the Mortgage Industry, Citywide Home Loans has invested hundreds of thousands of dollars in the latest mortgage lending technologies.  This enables me to price, approve and lock your loan in minutes.  On site underwriting allows me to quickly clear a loan for closings.  In house underwriting, documents and funding, takes the stress out of waiting to close.  Our preferred pricing extends lower rates to our borrowers and my commitment to exceed your expectations will delight you. 

I specialize in mortgage for purchases of homes in any price range.  My focus is to make my borrower look attractive to sellers during the negotiation of buying a home.  When a borrower is pre-approved with me, they have a certificate to present with offers that supports their ability to close.  Far stronger than the usual pre-qualification letters selling agents see everyday.  This along with a great real estate agent representing them, my borrowers offer will answer the question of ability to buy, verified funds to close and a time table that is rock solid.  My tools are outstanding for borrowers who wish to stand out in multiple offer situations.  When you want to buy the best and most attractive homes on the market today you need a mortgage professional that has worked with you in advance taking time to prepare your certifications for your loan before you and your Realtor hit the streets.     

September 15, 2007

Thnx for all your help.  You made this an easy transaction for us.  Your ability/willingness to go the extra mile is appreciated and put you light years ahead of the competition. 

I will be glad to recommend you to anyone needing these services.

Thanks again,

John & Amy Campbell

February 27, 2007

"I have never met a more knowlegable mortgage professional. Rain's understanding of the business and ability to communicate that knowlege to her clients and partners alike make her an immense assett. Everybody loves Rain!" - Megan Ashworth 

July 6, 2007

Rain made the always nerve-wracking loan experience as streamlined and painless as
possible.  She was not only able to anticipate potential issues in the process,
but took care of everything in the utmost of professional and honest ways.

--Jenni and Tim Huntsman