90% of my business comes to me by referral, which means I have the luxury of time to spend with each of my clients, helping them to build a mortgage plan.  I don't disappear after closing, either.  I'll remain available to answer any questions you may have about your escrow account, mortgage statements, etc.  If you're looking for a lender who cares about her clients, look no further.  I am committed to every one of my clients obtaining the right mortgage at the right price with no surprises!

 I am actively involved with the Saint Charles Chamber of Commerce, middle school ministry at my church, and Girl Scouts.  I also am happily married and a mom of 3 busy girls.  I know the challenges that people face trying to juggle work, family, and taking care of financial responsibilities, so I'm available by appointment 3 evenings a week and Saturday mornings. 

 As the mortgage industry changes and tightens, it's imperative that you work with a lender and a loan officer you can trust.  Countrywide Home Loans has pioneered many of the lending programs that are most popular today, and contrary to what the media claims, is stronger than ever.  While the IL legislature does it's best to make borrowing more difficult for the average homeowner, Countrywide is committed to your future as a homeowner and is taking steps to allow us to meet those needs in ever expanding ways.  You won't have to worry about whether your lender will be in business tomorrow when you work with the number one lender in the country!

With over 17 years in all facets of residential mortgage lending, from origination to underwriting, I offer expertise that most lenders and loan officers can't match.  I specialize in working with self-employed buyers and first time homeowners, both of whom require more time and attention from their loan officer than most people are willing to give.  Whether you are looking to get your credit cleaned up and put a budget in place to purchase your first home, ready for your dream home and want all the options to make sure it is affordable and fits within your budget, or are downsizing or looking into reverse mortgage options, I have the expertise you need to make your dreams of homeownership come true.  My goal is to be sure your tax and investment stragegies are cohesive with the mortgage loan you select.

 As an active Business Network International, I also have a network of other business professionals I can refer to you to meet other needs.  I want to be your first phone call no matter whether you're considering a new car purchase, getting your air conditioner fixed, or trying to figure out how to save for your child's college tuition.  Instead of looking at your mortgage transaction as a one-time thing, I want to be your lender for life and will do whatever it takes to earn and build your trust over time. 

To schedule a personal mortgage consultation, please contact me via cell phone at 630-531-LOAN (5626).

I'm glad to have found someone like you that I can trust my client's with.  Your warm and gentle spirit is so refreshing.  I look forward to may years of partnering with you in business.  CT, ReMax

 Thanks for all of your help with the loan process.  You made it easy for me to understand everything.  I really appreciate all of your help!  LL, First Time Buyer

It was so wonderrful to have the chance to learn from all your experience as we worked through our investment property purchase.  I'm looking forward to working together again soon!  J.S.  Investor

Thank you for helping us fix the mess our old lender got us into.  I will NEVER AGAIN work with anyone but you.  Thank you, thank you, thank you!  AW