Mortgage Tree Capital is a specialty finance company that originates, purchases, sells, and services mortgage loans secured primarily by first mortgages on single-family residences. Headquartered in Fairfield, California, Mortgage Tree Capital is a wholly owned subsidiary of Mortgage Tree Capital Inc. With prime products to its proven non-prime lending business, Mortgage Tree Capital offers a full spectrum of loan products to suit any borrower's needs.
With over 50 loan programs to choose from and a professional staff who can customize a loan to meet your needs. Mortgage Tree Capital together with our experienced loan officers, are all ready to serve you today.
Service At Mortgage Tree Capital, we pride ourselves on providing prompt and personalized service. We'll get you the answers you need fast, whether you're contacting us in person, using state-of-the-art website to pre-qualify, or to get official loan answers.
You Deserve More And We've Got It! Guaranteed
Lending In 44 States & Canada
Alabama, Alaska, Arizona Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Iowa, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, North Dakota, North Carolina, South Carolina, South Dakota, Tennessee, Oklahoma, Oregon, Utah, Vermont, Virginia, Washington, West Virginia Wisconsin, Wyoming
Whether you're buying a house, refinancing or consolidating your debt, Mortgage Tree Capital helps you use your home as a powerful financial tool regardless of past credit.
We simplify the process with step-by-step support.
What's more, we make it possible for you to turn your dreams into a reality.
We offer the following services in 44 States Including Canada:
Loans For Your Purchase
Refinances
Cash Out Refinances
Reverse Mortgages
Low To No Down Payment
Home Equity Line of Credit
Second Mortgages
First Time Buyer Programs
Special Teacher Financing, Military, VA, FHA, Government Worker Programs; Including Police, and Firefighters
Low Income Programs
Hard Money Loans
Construction Loans
500-600 Credit Score Specialist
We have hundreds of loan programs including the perfect one for you!
M-SERIES PROGRAMS Simplified sub-prime program guidelines which allow unlimited 30, 60 and 90-day mortgage lates and ignore consumer credit history.
ALT-A PROGRAMS Alt-A programs that accommodate alternative document levels (including no income verification), higher Loan To Values, and large loan sizes up to 1 million.
PAYMENT OPTION ARMS (pick your payment) Flex the power of our Payment Option ARM with an introductory rate as low as 1.50%!
100% PROGRAMS We offer 100% Loan To Values on all our programs!
PIGGYBACK or 2 Mortgages One more way We help you qualify.
NO HOUSING HISTORY Great options for borrowers with no housing history and scores as low as 580!
FOREIGN NATIONAL BORROWER lends to non-resident aliens so we can say yes to more customers!
Impacted Credit More options for borrowers with scores as low as 350!
Reverses Mortgages Great options for borrowers over 60 years of age.
WE HAVE A LOAN PRGRAM FOR YOU! All Credit Types Welcome!
Gives credit challenged borrowers a fresh start at building equity.
Bankruptcy Highlights:
BK 7: Discharged >24 months? 100% Loan To Value - (min. 580 FICO) Discharged >12 months? 95% Loan To Value - (580 FICO) 85% Loan To Value - (540 FICO) Recently discharged? 75% Loan To Value - (520 FICO)
BK 13: Discharged >12 months? Up to 100% Loan To Value - (min. 600 FICO) Discharged at closing? Up to 90% Loan To Value - (520 FICO) Up to 85% Loan To Value - (540 FICO) Up to 75% Loan To Value - (520 FICO)
Increase Your Credit Score In 72 Hours
We will raise Just About Any Credit Score By As Much As 100 Points In Less Than 72 Hours!
Credit Analyzer and Rapid Rescore are 2 supplements to our professional credit system services.
Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.
Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan!
Tapping into your home equity is easier than ever before. You've been paying down your balance, and property values have gone up! Tap into that wealth and reward yourself. We'll help with the best program to fit your goals.
Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!
Lending In 44 States & Canada
Alabama, Alaska, Arizona Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Iowa, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, North Dakota, North Carolina, South Carolina, South Dakota, Tennessee, Oklahoma, Oregon, Utah, Vermont, Virginia, Washington, West Virginia Wisconsin, Wyoming
Pauline Mitchell
