Our Home Real Estate
| Welcome to Our Home Real Estate your source for Maple Grove real estate. In today's competitive real estate market, timing is everything. Many good homes are sold before they are ever advertised. Beat other homebuyers to the hottest new homes for sale in Maple Grove with Our New Listings Notification. If you own real estate that you're thinking of selling, We would be happy to provide you with a FREE Home Evaluation. |
| Whether you are buying or selling a home, hire someone like me, who wants to earn your business. I invite you to contact me as I'd be happy to assist you with this important transaction. In addition, if you have any general questions about buying or selling real estate in Minnesota, please contact me as I'm more than willing to help. Please browse my website for listings, reports and important local real estate information.
Sincerely,
Stephanie Antes and Richard McDeid Our Home Real Estate |
Working with a Our Home Real Estate Buyer’s Agent is like working with a real estate advisor, home finder and a financial consultant. All for free!!
· Until recently, real estate agents were legally bound to represent the seller’s interest in a real estate transaction, whether they were the listing agent or the agent who helped find the buyer for the home.
· That’s all changed. Today, Real Estate Agents not only help buyers find homes, they can help negotiate price and contract terms on the buyer’s behalf, provide information about a home, the sellers and help arrange for financing, among other services. In most cases, buyer’s agents are paid from the sales commissions offered by sellers!! Its Free to You to have Representation that will save you money and time!
· Avoid overpaying.. We are in a buyers market, with a large inventory and low interest rates.
· Whether you buy a home to be built or an existing home you will receive the same great service before during and after the sale.
· Would you use your opponent’s attorney? Essentially that is what you are doing when you buy with a listing agent.
· It’s true. In almost every case our fee is paid by the seller.
Should I Own Or Should I Rent?
• Do I rent or do I buy? Many people struggle to find the answer to this question. And although most people will eventually decide to purchase a home, because of their financial situation, some prospective buyers might want to wait to commit. Still, owning your own house is an excellent investment, and can be instrumental in helping you reach your long-term financial goals.
• To decide if now is a good time for you to buy a home, allow us to help you consider the following advantages of buying:
Current Costs
• To decide whether it makes more sense to buy or continue renting, consider this: it is often far cheaper to own a home than to rent one. It sounds almost counter-intuitive - spending a couple hundred thousand bucks on a house should make you broke, not help you save money! Well, you may be surprised to find out that, if you do it right, you’ll wind up actually saving money rather than losing it when you buy a home.
• To find out how much you can afford to spend on a home while having the same or lower monthly cost as your current rent, simply complete the following formula: Current Monthly Rent x 200 = Purchase Price of a Home You Can Afford.
• So, using this formula, if you are currently spending $1000 per month on rent, you can afford to purchase a $200,000 home, which will also provide you with tax savings. Additionally, your future costs will be lower.
Future Costs
• The most important thing to consider when contemplating the purchase of a home is not its cost now, but its cost in the future. In other words, how will your monthly payments for you home compare with monthly rent payments ten years down the line? As a lessee, you are not protected from increases in the cost of living, also known as inflation, so your landlord can increase the price of your monthly rent at his or her discretion. A reasonable forecast for annual increases in your monthly rent payments is four percent per year. Although an increase in rent from $1000 to $1040 per month ($40 being four percent of $1000) might not sound like a whole lot, if you continue to rent year after year, it certainly adds up.
• On the other hand, if you own your home, and use a fixed-rate mortgage to finance the purchase, the great majority of your housing costs are not subject to inflation. That means that you will be saving a great deal of money in the long run!
If You would like to learn more about the pros and cons of purchasing a home, please contact us.
Real.Estate.Agent:StephanieAntes:612.750.6554 StephAntes@OurHome4You.com
Real.Estate.Broker:RichardMcDeid:763.443.6680 RickMcDeid@OurHome4You.com Or Visit on the web at:
WWW.OurHome4You.Us