User76214_9_t Judy Chapman - Coldwell Banker in Oviedo
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Judy Chapman - Coldwell Banker in Oviedo

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Name:Judy Chapman - Coldwell Banker in Oviedo (8 Associations)
Company:Coldwell Banker Residential Real Estate

Email:Contact Judy Chapman - Coldwell Banker in Oviedo
Website URL:http://www.coldwellbanker.com/for/JudyChapman

Cell Phone:(407) 227-7763
Address:521 E Mitchell Hammock Rd , Oviedo, FL, 32765
Description:One-stop shopping for all your real estate needs!
 

Orlando Inside-Out

I Specialize in These Communities

The sprawling suburb of Oviedo offers friendly neighborhoods, quality housing, and excellent schools.

The tranquil master-planned community of
Tuscawilla in Winter Springs
is surrounded by its own 18-hole golf course.

Near UCF,
East Orlando boasts several popular subdivisions & golf communities, including Stoneybrook, Eastwood, Avalon Park, Waterford Lakes & Cypress Springs
.

Lake Nona
is known for its exclusive golf & country club and new medical/research complex.

Downtown Orlando is comprised of timeless neighborhoods of Thornton Park, College Park, Colonialtown, Orwin Manor, Delaney Park, Conway, Lawsona/Ferncreek, Audubon Park, and Lake Eola Heights
.

Winter Park
is known for elegant homes, cultural amenities & Florida’s oldest liberal arts college.

Maitland offers old-town charm set amidst parks and lakes as well as excellent schools, library, art center, sportsplex, and art-house cinema.

If you’re a buyer ... I can show you home!

If you’re a seller ... I can showcase your home!

§§§

What Sets Me Apart

Credentials & Memberships

  • Certified Negotiation Specialist
  • Member of the National Association of Realtors®
  • Member of the Florida Association of Realtors®
  • Member of the Orlando Regional Realtor® Association
  • Member of the East Orlando Chamber of Commerce
  • Member of the Mid-Florida Regional Multiple Listing Service
  • Bachelor of Science Degree from Northwestern University, Evanston, IL
  • Corporate Background in accounting, financial analysis, sales forecasting, customer service, advertising, and marketing.
  • Management Experience with Zenith Electronics Corporation, Allstate Insurance Company, and KPMG Peat Marwick.

For unmatched service and a low-stress experience, look no further!

§§§

Specialties

  • Getting the Listing Price Right - The key to selling a house in any market is by establishing the right listing price at the outset. My clients have a strong competitive edge when they take advantage of my exclusive Strategic Price Evaluation.
  • Home Buyer’s Advocate - I help buyers by finding the right home, with the right features, in the right neighborhood, at the right price! I particularly like working with first-time homebuyers, single women, and baby boomers in search of retirement or vacation homes.
  • International Buyers - I understand the needs and concerns of international buyers and welcome all Brits, Canadians, Europeans, and other foreign nationals.
  • Investors - If you’re interested in buying for investment purposes, I can help you determine the profitability of a given property by working up a comprehensive Investment Property Analysis.
  • First-Time Buyer or Seasoned Homeowner? - Whether you’re starting out, moving up, or downsizing, I can help you assess how much house you can afford and how it will affect your financial position by providing you with my exclusive Home-Purchase Financial Analysis.

§§§

For Sellers & Buyers

The 5 Most Crucial Steps to Selling Your House

  1. Choose the appropriate listing price at the outset - The biggest mistake most homeowners make is listing their house too high for what the marketplace will bear. That’s why it’s crucial to start out with a price point that will attract as many buyers as possible while not shortchanging you on the true worth of your house or wasting valuable time.
  2. Market your house where homebuyers will see it - The more homebuyers are made aware that your house is available for purchase, the better chance you will have of selling it quickly and for the highest price possible. That’s why it’s more important than ever to have a strong presence on the Internet, where more than 80% of homebuyers start their search.
  3. Offer incentives to generate more showings of your house - Increasing the buyer agent’s commission and paying the buyer’s closing costs will make both buyer and agent want to see your house above all others.
  4. Show your house like a model home - Wowing buyers from the moment they step inside will make them believe your house is the best and only choice.
  5. Align yourself with the very best real estate professional you can find - Because buying and selling a house is one of the biggest financial matters you will ever face, it’s vital to choose a qualified expert who has your best interests at heart and will stand by you every step of the way.

 

§§§

Taking the Mystery Out of Buying

Whether you’re a first-time buyer or a seasoned homeowner moving up or downsizing, my comprehensive Home-Purchase Financial Analysis goes beyond the basics of affordability by evaluating personal income, housing costs, loan options, the power of appreciation & leverage, and projected tax savings. Though this financial analysis doesn’t take the place of a pre-approval from a mortgage lender, it does provide a fuller picture of homeownership so that a buyer can make an informed decision.

Relying on input from the homebuyer, and based on need, the analysis includes several worksheets:

  • House Affordability - Seeks the maximum house a buyer can afford to purchase based on income and type of loan.
  • Housing Expenses - Breaks down monthly and full-year expenses based on the target price of a house purchase.
  • Closing Costs - Calculates the likely costs a buyer may encounter at closing.
  • Loan Types - Compares a 5-Year ARM loan against 30-year and 15-year fixed-rate loans along with the advantages & disadvantages of each.
  • Investment Leverage - Shows the power of wealth associated with homeownership compared to investing in a 401k/IRA.
  • Tax Savings - Estimates the amount of savings a buyer is likely to expect at tax time due to the benefits of homeownership.
  • Retirement Evaluation - Breaks down the monthly annuity a retiree can expect to receive from retirement savings, including withdrawals from 401k/IRA accounts, the comparable taxable income of those retirement dollars, and how far they can be stretched in the purchase of a retirement home.
  • Summary - Consolidates the important figures a homebuyer needs to be armed with in order to make the right decisions.

Note: The figures provided are estimates and intended only as a guide. You should always check with your mortgage lender, tax accountant, and/or certified financial planner.




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