M & T Bank

M&T Bank traces its origins to the founding of Manufacturers and Traders Bank in Buffalo, New York. As a result of mergers, acquisitions and name changes, M&T Bank Corporation's principal bank is now known as Manufacturers and Traders Trust Company, or M&T Bank. M&T Bank reorganized under a bank holding company in 1969 called First Empire State Corporation. The name was changed in 1998 to M&T Bank Corporation, whose common stock is listed on the New York Stock Exchange and trades under the symbol "MTB."

M&T Bank Corporation had over $65 billion in assets as of December 31, 2007, and is one of the 20 largest commercial bank holding companies in the U.S. M&T Bank has more than 700 branches & 1,600 ATM's across Delaware, Maryland, New York, Pennsylvania, Virginia, West Virginia, New Jersey and Washington, D.C.

Buying a home is a big deal - financing it shouldn't be.
Your home is one of the largest investments you'll ever make. As an M&T loan officer, my mission is to understand what's important to you, so I can assist and guide you through the home financing process. I'm committed to earning your trust, because that's the best way to earn your business. I'll offer home financing advice and guidance that provides peace of mind, so you can feel comfortable you're making informed decisions every step of the way.

Now is a great time to make your move.
Interest rates remain at historically low levels, so now's a great time to act if you're considering buying, building or refinancing a home. At M&T Bank, we make homebuying easy and affordable with a wide range of home financing products designed for almost any need - all delivered with the service you expect.

M&T's EasyBuild Construction Loan Program

Specializing in new construction financing, M&T Bank offers years of experience most lenders can't. That means we can provide flexible financing solutions that help make building a new home easy and affordable.
 
M&T's EasyBuild Construction Loan Program features:

- A wide range of end loans including fixed rate mortgages, adjustable rate mortgages, bi-weekly mortgages and jumbo loans.

- Special financing for log & modular homes

- Permanent interest rate protection that provides peace-of-mind

- Lot Loans for when you've found the right place, but not the right home 

- A Mortgage Pre-Approval Program to help you determine how much you can afford

Certain conditions and restrictions apply. Programs subject to change or discontinuation without notice.

©  2008  Manufacturers and Traders Trust Company. Member FDIC. All Rights reserved. Users of this website agree to be bound by the provisions of the M&T Bank website Terms and Conditions and Privacy Policy.  Mortgage programs not available in Massachusetts.

I have worked in Retail Banking for over 18 years, with both Wachovia and Commerce Bank. My years of experience as a retail banker and a certified loan officer with Commerce Bank, and recently a Residental Mortage Originator with M & T Bank.

Currently attending Real Estate School. Education is the key to success.

Past President of the New Jersey Mother of Twins Club

Co-Founder of Central Jersey Mother of Multiples

Past President of the W.C. Black School PTA

Girl Scout Leader

Associated with SellState Access Realty