User47646_1_t Mick Huerta
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Mick Huerta

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Associations (2)

 

Name:Mick Huerta (2 Associations)
Company:Envision Lending Group

Email:Contact Envision Lending Group

Office Phone:(801) 696-8100
Cell Phone:(801) 696-8100
Description:"Listen Carefully - Over Deliver" Mick asks the correct questions and then goes to work for you!
 

About Mick:

One of the most recommended professionals on the West Coast!

Through attentive service that delivers results, Mick has built long lasting relationships with Home Buyers, Home Builders, Realtors, Attorneys, Insurance Agents, Financial Advisors, Appraisers and other professionals throughout the West.

Whether serving the first-time buyer or the seasoned investor, Mick guides clients through the mortgage loan process helping them feel confident as they make decisions regarding financial options.

Mick has always been very involved in community. He teaches Consumer Credit & Home Buying Seminars in English & Spanish in collaboration with Public Libraries, is a member of the Utah Housing Education Coalition, sits on the Communications Commitee for the American Red Cross and volunteers for the "Paint Your Heart Out" community improvement program. Call him, you'll be glad you did.

Areas of Expertise

Bilingual Mortgage Loan Professional

  • 6 years lending experience in all aspects of Home Loans;
  • Currently provides a full range of home loan products in English & Spanish;
  • Adept at First, Second, Vacation, Owner Occupied, Non Owner Occupied;
  • Conventional, FHA, VA, ARMs, Jumbo, First Time Home Buyers Programs;
  • 100% Loans, No Mortgage Insurance, Begin w/ 630 Credit Score;
  • Relationship building based of the "Listen Carefully - Over Deliver" philosophy;
  • Mortgage & Credit Educator;
  • Credit Analyst .

Testimonials

"Informative, prompt response, professional and an efficient closing; Mick did a great job for us!" Devine Family 2008

"We refinanced our house here in the US in order to buy a vacation property in our home country. Mick helped to make the cash-out easy. We truly appreciate the guidance received and wish to thank Mick for being good to us." Kros Family 2008

"El compra, de nuestra perspectiva, era excelente. Aprecie no solamente la calidad del servicio proporcionado pero tambien de la interaccion muy favorable sobre el telefono y de su capacidad para responder." Suarez Family 2008

"The kids gone and a big house! Mick made our downsizing easy and painless. Not only did we solve our problem, we made a friend! Mick's a foodie, too!" RSanchez 2008 

"Listening to the news didn't give us much confidence when looking to buy a house for the first time. My brother-in-law referred Mick. He was confident and knowledgeable. If we'd known Mick back then, we could've bought earlier rather then worrying about the market and loan programs! He made the process very do-able!" PWagner 2008

"Mick is a pleasure to work with! He is optimistic, thorough and helpful. We were impressed that this purchase went smoother than any we had made before!" Goldman Family 2008

"Mick was very knowledgeable and gave us a good feeling, as though we were in good hands, and the approval was quick in coming. We had a quote from a different lender but it just came down to Mick. We knew he'd do the best by us." Smith Family 2008

"The increase in prices for everything was bad enough but then my ARM payment jumped way UP! Mick had a program to put my mind at ease. I now have a 30 Year Fixed Loan and finally some peace of mind. Perfect!" BHill 2008

"I have a strategy of buying & living in a property for two years, do the remodel and then sell. I take the equity and buy again. I buy smart; I make money on the buy and I make money on the sale. Mick has been good to me on the loan side of things. Good results come easier when your team is good. Mick takes care of me." JRoberts 2008

"I never thought a person on a fixed income could buy a property. But I needed to avoid the incessant rent increases that came with signing each new lease. I spoke to Mick, he got me a loan and referred a great Realtor and now I own my own place. I just got the keys and my head is spinning. Wow!" RMatern 2008

"I was looking to make a large down payment on our purchase and I wanted the lowest rate for a 15 Year Fixed I could get. Mick included me in RATE WATCH and when the rates dipped for just a few hours or so, we locked and I scored! I think about it everyday and am still excited! Thanks Mick!" Ronnow Family 2008

It took some time but I did it. I attended the Consumer Credit Seminar that Mick teaches because my credit was not so good due to errors and my screw ups. Mick pulled my credit, designed a plan and helped me each step of the way. Now my credit is much better, in fact, I just bought a condo! Thanks! JSorenson 2008 

"As first time home buyers it was tough to get into the market because saving was near impossible while paying rent, car loans and raising a young child. Mick got us a 100% loan with no mortgage insurance. The seller paid closing costs so our out-of-pocket expense was a $500 Earnest Money Check. It couldn't have been better!" Bjelde Family 2008

"Mick was straight forward and knew how to get 'er done. We wanted to buy horse property, knew a bit about home loans but Mick made it seem easier then any of our past purchases. A good guy for a loan!" Peck Family 2008

I needed a cash-out refinance. Speaking to a few loan officers, only Mick offered me a solution on how to do it PLUS consolidate credit card debt into one payment that saves me over $400 a month. Mick is the only loan guy I'll use in the future." Bennett Family 2008

"Being first timers, we were nervous. But you made our purchase easy. Being patient and taking the time to explain things made us comfortable throughout the entire process. Great house, great loan, we send our heart felt thanks to Mick and the team."   Ramirez Family 2007

 "Mick was so informed that he had my full confidence. He even connected me with a fantastic realtor. Now I'm the owner of a great house that I'm proud to call my own. I wouldn't hesitate to recommend him to my relatives and friends! Thanks for all you've done to make it happen!"  D. Paul UT, 2007

"A friend who had a good experience referred us to Mick. We wanted a cash-out refinance on our home in CA so we could buy a vacation home in St George, UT. He did both loans for us. No surprises, other then it went so well! Next time we need a loan, we'll call Mick."  Connor Family, CA 2007

"After studying for years, I was just starting as a teacher while my husband was still finishing engineering school. Mick knew just what to do so we could buy a house. The process was much smoother then I could have hoped." Benjamin Family 2007

"Mick is experienced and a good communicator! My husband and I would readily recommend Mick to anyone who needs a home loan." Ramazzoti Family 2006

"Our credit report was a mess! Mick helped us clean up the errors and our credit score went up 42 points!!! He got us a First Time Homebuyer's Loan with an interest rate we never thought we could get!" Anderson Family 2006

"My wife and I worked with Mick by phone & email from San Francisco. He put us in touch with a good Realtor and it all went like clockwork. I was impressed by the team effort and the excellent results. We now live near the mouth of the canyon with great ski access and our family is loving life in Utah!" Lopez Family 2005

"In the past, we'd always bought with a 30 year fixed. Mick spoke to us about finding a mortgage to suit our needs. Being we want to retire in 5-6 years and hit the road, Mick suggested a 7/1 ARM with no prepayment penalty. Good rate, lower payment and we are saving even more for our future travel plans. Wonderful!" Pugh Family 2005

"My father retired a long time ago and my mother wanted to buy a house for my sister and hold it in the family trust. No problem; Mick knew just what to do. My parents weren't stressed out at all." Mack Family 2004

"Mick was a delight to work with, confident positive energy! He reviewed our complex financial situation and suggested just the right loan to simply things. I highly recommend him." SSchwartz 2004

"You read, search the Internet, listen to friends and still you don't know much about mortgage loans. Mick responded to our questions, explained key points and guided us. Less worry then we thought!" Perry Family 2003

"My husband and I have moved around the country due to professional obligations. We've worked with many lenders and from the start we just felt good about Mick. It was a very positive experience. Nice job! Li Family 2003

"Thank you. I know I couldn't have found a better lender to help me with my refinance! It went so smooth and I appreciate you for taking care of everything." Mrs.MSmith 2003

 

 

 

 

 

 

 

 




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