Hello, my name is KEVIN MARTINI and I am Mortgage Banker, not a mortgage broker.  Yes, there are significant differences between the two: as a Banker I have a fiduciary relationship with my clients and I am in control of the transaction. 

I have a vast experience in the financial services arena. In addition I was formally a top producing Realtor with Keller Williams Realty.  Due to my diverse professional experience I am able to provide a unique perspective as a Mortgage Banker since I truly by understanding all aspects of the home buying process.  I strive in making the home buying process smooth and stress free, while creating comprehensive mortgage packages that suits the individual needs of my client.  I do all this and provide World Class Service to my clients. 

I truly believe that a mortgage is a financial instrument not just a way to finance a home. I know that every client is different. They have different needs and different incomes; different worries and concerns. Towards that end, there is not a one-size-fits-all mortgage option that I can offer you. As a Banker I have literally 100's of loan products. Not only do I have a wide range of product I can do things FAST.  You see I underwrite your file first, then process ...this is all done here in Raleigh, I even fund my loan from here in Raleigh.

I take a consultative approach with each client to highlight programs that might benefit their unique situation.  I encourage you to visit my site and learn about me and my company; SunTrust Mortgage.

KEVIN MARTINI

919-274.3700

Residential Mortgages: A mortgage is a financial instrument not just a way to finance a home.

FOR HOME PURCHASES: Peace of mind for your biggest investment

• First Home loans
• Interest-Only Loans
• Credit Challenged Loans
• Foreign National Investments
• Construction Loans
• No Documentation Loans

FOR REFINANCING: Let rate changes work to your advantage

• Lower your monthly payment
• Reduce the amount of interest you pay
• Pull needed cash from you home equity
• Pay off your mortgage faster with the same payment amount

KEVIN MARTINI - 919-274-3700 - kmartini@HomeBanc.com

This was an e-mail that was sentto my by one of my clients:

I appreciated the service that you provided. I thought that you were very honest and upfront about the entire loan process. You even took extra time to make sure I understood the figures on all of the documents, not just assuming I should know.

You presented real numbers when it came to the "possible" interest rate that I might get under the NO DOC loan program; then went out and searched to make sure I could get the best rate instead of settling for what rate was first shared. I appreciate the hard work you put in and I share that with those that I come in contact with often.

Armond - Raleigh, NC

This is an e-mail that was sent to my CEO about my performance:

As the CEO and Chairman of a major corporation, much of what crosses your desk relating to field operations is probably negative.

Contrarily, I am writing you to say "job well done".

Kevin Martini, and his team, promise a great experience, and they DELIVER. The "Martini Factor", as Kevin calls it, simply works. We were able to close on my home in less than three weeks in the middle of the Holiday season. The process was incredibly painless and straight forward.

Thank you for running an organization were customer service isn't a punch-line, but rather, a serious commitment.

Lance - Cary, NC