Kathy graduated from Clemson University in 1994 with a degree in Economics, a Minor in Marketing and a concentration in Real Estate.  She then went to work for a stock brokerage firm as a licensed stock broker.  Kathy quickly realized that it was a very transactional based business versus relationship based.  Kathy went to work in the life insurance business helping families plan for their financial future.  A friend recommended that Kathy look in the the mortgage industry.  She did and love it.  Kathy says, "There  is nothing more rewarding than helping families buy the home of their dreams."

When asked out she describes herself, she says, "I am a Mortgage Consultant.  Purchase or building a new home is the single largest investment that most people will make in their lives.  They should have someone that is going to look at their situation as more important than just another transaction.  Each situation is different and clients deserve to have loans custom designed to suit their needs. I want my clients to have such as fantastic experience, that they become Clients for Life."

During Kathy's 10 year career in the mortgage industry, Kathy has closed more than $250 Million Dollars in loan volume.  She has seen a variety of financial scenarios and situations and is able to tailor a program to suit the needs of her customers.

Kathy specializes in purchase and construction loans.  While she can do refinances and home equity loans.  Purchases and construction loans are her niche.  Kathy spent 2 years working with a large home builder as a loan officer and branch manager.  That experience has given her the ability to understand the clients interests as well as the builders interests.  Often times acting as a liason between the two. 

In addition, Kathy has managed an inhouse mortgage company for a real estate firm.  This has given her the expertise with purchase loans and a variety of situations that can come up between the home inspection, situations with the seller, and the appraisal among others. 

There are simply too many programs to list but here are a few that Kathy offers:

• Conventional
• FHA
• VA
• SC State Housing Authority
• USDA Rural Housing
• 100% financing with No MI
• Interest Only
• Adjustable Rate Mortgages
• Reduced income documentation
• Reduced asset documentation
• 1 day out of Bankrupcty
• Credit Blemishes

Thank you so very much for your help. You made the entire process for me not just simple but actually enjoyable. And of course, this loan is going to make my financial situation a lot easier to handle. Thank you again. And I'll keep you (and GMAC) in mind for the future or if I run across anyone who requires your services - Guy Calhoun, Fredericksburg, VA

YOU GUYS ARE REALLY AMAZING!!!!  THANK YOU FOR EVERYTHING YOU DID TO GET HIM DONE!!!!!!- Cathy Babuchak, Ryan Homes

I want to thank you for your persistence with our situation.  You have went well above what you have to do and it is greatly appreciated!     - Yolanda Dirton, Greenville, SC