Our Team of Realtors works with Buyers and Sellers in Northeast Florida and we have been blessed to be able to help hundreds of families find the right place to call "Home."

We don't try to "SELL" houses....rather houses sell themselves.  Our job is to educate so YOU can make informed decisions.  After all...you will know when its right~!

We understand financing and will help ensure you understand the pros/cons of each option. For example, it is possible to put as little as 5% Down Payment and still not have monthly mortgage insurance - ever~!

There is also a new 1st TIME HOME BUYER TAX CREDIT of up to $2,000 per year for up to 30 years~!  (FYI - A First Time Buyer is any buyer that has not owned a home in the past 3 years)  Let us know and we will send you more information and connect you with a participating lender to see if you are eligible.

There are still even a couple of 100% financing options like VA Loans and even USDA Loans in parts of St Johns, Nassau or Clay Counties. The USDA Eligibility Maps will be changing in October 2014 so if you are considering a USDA Loan we can look and see if your area will be affected.

Let us know when we can be of service...we are only a text, email or phone call away.