I have been a Mortgage Consultant since 1997. I have tremendous experience in FHA and Conforming loans.  I will address all of your concerns, large or small, to ensure that your experience will be trouble free.

At 1st Advantage Mortgage, I can offer you loan programs that the big banks can only dream of. With more than 40 banks and investors to choose from I can provide you with the loan that suits your needs.

Our office has underwriting, processing and closing departments so that we remain in control of your file from start to finish to ensure your satisfaction. More importantly, we are a direct lender offering the most competitive rates available. Low closing costs and low rates translate into more savings for you.

What I offer is honesty, integrity and reliability combined with knowledge and years of experience. What you can expect is availability. I am available to answer any questions regarding your mortgage loan. Each of my clients receives personal attention from the start of the transaction to the end. I focus on providing world class service to my clients and building lifelong relationships. I am dedicated to providing my clients a level of service that is above and beyond their expectations.

"Kim Murphy was very friendly, informed, patient, and always available to talk. She explained all of our options to us in great detail." -K Bullon

"Kim did an excellent job with our loan process. She was very informative, helpful and friendly! We enjoyed working with her." -S Toomire

"Kim was simply outstanding. I'll refer others to her and come to her in the future." -G Seei

"This was the easiest refinance experience. It was refreshing to work with a company who had it together." -V Campagna

"I have purchased and refinanced with Kim several times, she is professional, works hard for her clients and makes doing business with your company easy. I have recommended Kim to others." - B Hotvedt-Crissie