My husband and I have been married for 24 years and have 4 daughters who are 12, 12 17 & 20 and 1 son, 22. Our son and his wife have 2 sons, 1 & 3 and are expecting another in May. My family has been the focus of my life's work and that is how I treat my clients, like family. I take great pride in helping people to achieve their Dream of Home Ownership. Whether you are a family of 1 or 100, where you live is of utmost importance to you and no one can decide where that should be except you, so I do not consider it my job to SELL you a house. I can help you to find a house, because no matter how much research can be done on the Internet, you never know for sure until you actually visit the property for yourself.

 Not to mention, I know how hard it is to stretch a dollar to provide for a large family, so when I serve as a Buyer's Agent, I work very hard to ensure that my clients pay as little money for their new home and obtain the financing that will allow them to get it at the lowest cost possible. When I wear my Listing Agent's Hat, I work just as hard to get the most money  and best terms for the Owners.

Regardless of who I represent, I encourage my Sellers to embrace the thinking of Buyers and my Buyers to understand the psychology of Sellers and all to approach negotiations from a Win-Win perspective. The Golden Rule when applied to a Real Estate Transaction can mean the difference between a smooth flow of time and details from Contract to Closing and a nit picking battle of who can aggravate who more. The 1st option leaves a very good taste in everyone's mouth and the time leading up to and following settlement can be devoted to areas of utmost importance. The 2nd option causes anger, frustration, anxiety and when everything comes to an end, the bitterness will linger for far too long. 

It has been a relatively short time since the departure from the traditional, though often misunderstood, Real Estate practice of all Agents representing the Seller. To this avail, I have felt it an important investment of my time, energy and monetary resources in order to pursue thecredited Buyer's Representative (ABR) Designation. This has allowed me to expand my horizons to encompass the special needs of Buyers.

I have also earned the GRI (Graduate of the REALTORS Institute) which represents an even higher level of education and committment to Customer Service. At this time, my final pursuit is of the CRS (Certified Residential Specialist) which has only been obtained by the top 3% of the more than 1,000,000 agents in the United States.

I get the most personal satisfaction when helping 1st Time Home Buyers. Even though they require the most time and energy, here is where the greatest impact is made in any Buyer category. In my own home, we have entertained more than 5,000 people in the last 8 years since we moved 3 miles from our church. We have housed more than 150 people from 1 night to 2 years, with the average stay being about 2 weeks. These guests have come from 5 of the 7 continents of the world. Fotunately, most of them spoke English, but the universal language of smiles and kindness has gotten us through many a language barrier. So, helping people to feel at home is an everyday practice and a natural part of my life. 25% of my business comes from people Relocating to the Greater Metropolitan Baltimore Area, but 98% of my business comes through personal REFERRALS. Current and Past Clients, as well as people who know me outside of my Real Estate practice, honor me with the privilege of helping their friends, neighbors, co-workers and loved ones to help them avhieve their Dream of Home Ownership.