My name is Kelly Maves and I am a mortgage loan originator for American Marine Bank.  I service all of Washington state, but focus mainly on the kitsap peninsula.  I help people purchase their homes with little or no money down and accept all credit challenges.  My background includes banking and brokerage services and I feel mortgages are an important part of your financial decisions.  I like to set up financial goals with my clients and long term relationships.   Whether you want to invest in rentals, or have a game plan of paying off your mortgage early and using extra money to establish an investment account, or a college savings plan, I want to help you achieve your goals.  Call me for a no obligation consultation!

My areas of expertise include 100% financing, one time close construction loans, credit challenges, self employed borrowers using 1099's for income.  We at American Marine Bank also portfolio loans, and the benefit of that to you is we are able to make local decisions with a local underwriter who knows how to structure those unusual deals to make them work.