Joshua Chrans Earns Certified Mortgage Planning Specialist (CMPS) Designation.

(As seen in the Liberty Tribune June 2006)

Liberty, MO - Joshua Chrans, a mortgage broker with Allied Home Mortgage Capital Corp.,  has passed the qualifying exams to earn the Certified Mortgage Planning Specialist (CMPS) Designation granted by the CMPS Institute, Ann Arbor, Michigan, a training and certifying organization created to help mortgage professionals integrate financial planning concepts into the mortgage process.  CMPS designees can offer clients strategies that encompass mortgages, debt, home equity and real estate investment.

"I am committed to helping my mortgage clients build and protect wealth by better managing their home equity and personal cash flow," says Joshua.

Many homeowners have become frustrated and confused with the myriad choices in today's mortgage market and the lack of both ethics and financial knowledge among many mortgage providers.  The CMPS Institute is a joint effort by leaders in the mortgage and financial planning industries to raise professional standards among mortgage professionals and integrate sound financial planning advice into the mortgage process. 

Life expectancy is higher than ever before, health costs are skyrocketing, pensions are shrinking, social security is not secure and corporate America has gone through one bankruptcy after another.  Today's mortgage market can be a dangerous place for some consumers with certain real estate markets experiencing signs of a "bubble"  and "exotic" mortgages representing a greater market share than ever before.  These signs point to the fact that home owners and buyers need expert advice on how to manage their mortgage, cash flow and home equity. 

This trend toward expert mortgage advice is growing in popularity.  At the CMPS Institute more than 125 mortgage professionals are taking certifying courses each month. "A mortgage professional who dedicates the time and effort to learn about these financial concepts is much more qualified, committed and equipped to serve the complex needs of today's home owner and buyer," says Gibran Nicholas, Chairman of the CMPS Institute.

The CMPS curriculum incorporates five essential skill sets including:

•·        Financial market and interest rate analysis

•·        Cash flow analysis

•·        Debt analysis

•·        Real estate equity management

•·        Real estate investment analysis

Joshua Chrans can be reached at josh@kcmortgageplanning.com, or call

(816) 415-1737.

For more information on the CMPS Institute go to http://http://www.cmpsinstitute.org/, or call

888-608-9800

Equity Management

Mortgage Planning

Debt Elimination

Leverage

Cash Flow Management

Investment Real Estate

Risk Mitigation

Tax Reduction

Rate vs. Return

 Ask for a copy of my free cd "A Better Mortgage Strategy - Those who understand interest earn it, and those who don't, pay it!"

"What Josh is doing is truly revolutionary.  It's completely different from the way that other mortgage professionals do business.  He's changing lives and attitudes." - Amber, Smithville, MO

"We have had such a great time working with Josh during the last few months.  His passion for helping others achieve financial wealth and independence is infectious.  Josh has done his homework; he knows his business and is not afraid to be creative in financing, yet safe as well.  We are looking forward to a long relationship with Josh and his team and are excited about the future."  - Wade & Rhonda, Liberty, MO

"Thank you so much for recommending Josh.  He already eased some of my thoughts so I can sleep at night.  He gave me a whole new direction.  Life is good today!"  - Jody, Kansas City, MO

"Working with Josh Chrans has been a genuine pleasure.  His depth of knowledge and determination to educate the public has been a huge benefit to my clients, and quite honestly, my own personal wealth too.  Most business people do not understand the commitment it takes to "think outside the box" and tend to just take the path of least resistance.  Most of the time, this path would not represent the best choices for the client.   Josh Chrans understands this and commits himself to search for alternative financial tools that will help his clients achieve TRUE wealth."  - Ron Henderson, Keller Williams Realty