Southern Oaks Mortgage, Inc. was founded on the premise that each and every homeowner deserves the best rates, terms and options for their particular situation.  We have over 10 years of experience in making our clients' most important financial asset secure by providing the right product for "THEIR" needs, not "OURS".  Our expertise is in purchase, refinance, investment and home equity loans and lines.  We are approved to do loans in 47 states and can also handle commercial loans.  Customer service has become a thing of the past, but not here at Southern Oaks Mortgage, it is our "Passion".  Find out why our clients are so loyal and keep coming back!  Our experienced team is awaiting your call! 

We specialize in First Time Buyers, 100% financing, and creative financing.  One other specialty is working very closely with Realtors to help sellers sell their home faster by offering such things as, "strategic financing" to help create  buyers.  At Southern Oaks Mortgage, Inc., we also are experts in "equity repositioning".  This strategy allows clients to pull equity out of their homes to invest in short or long-term investments that will generate substanial gains, because equity that is trapped in your home earns a "zero" rate of return.  Ask us how!

"He was very professional and nice.  Nothing needs to be improved." -Andrea & Romolo Rios, Inglewood, CA

"Jeff & his entire staff were helpful & efficient from start to finish." - Brett & Joni Warburton, Woodland Hills, CA

"He was outstanding!!!  Excellent, professional service.  Jeff & his staff are very Smart"!! - Rosalind Gatto, Van Nuys, CA

"Your end was entirely painless for us!" - Mr. & Mrs. David Watts, Nederland, CO

"Have boutht & sold both residential and commercial property - you are the best-" - Mr. & Mrs. Richard Alascano, Chatworth, CA

"Excellent service!  I don't know how or what else to improve on!  Keep up the good work!" - Bessie Bagwan, Lancaster, CA

"You are constantly striving to be better!  Great job again!!" - Alex Stewart, Valencia, CA