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Name:	Jason Leone (2 Associations)
Company:	Logical Choice Lending, Inc.

Email:	Contact Logical Choice Lending, Inc.
Website URL:	http://www.logicalchoicelending.com

Office Phone:	(888) 489-2929
Description:	Licensed Florida Mortgage Broker / Master Mason Pompano Lodge # 263

Picture of Mortgage Company: Logical Choice Lending, Inc.

4928 Points

About Us:

Our Philosophy "Flexible Lending"

Homeowners seeking a mortgage refinance and new home buyers are often told why they do not qualify for certain loan programs from their mortgage company. Ace Mortgage Funding prides itself on being able to place almost any home loan, even if you have less than perfect credit. Dealing with the greatest range of mortgage lenders allows us the most flexibility when working with our clients on refinancing mortgages AND home purchase loans. From the comfort of your own home, you can find out how much house you prequalify for, apply online and begin to gather the documents you'll need to get your mortgage loan approved. It's that easy! We now offer home loans in over 35 states and have branch offices in: Arizona, California, Colorado, Florida, Georgia, Indiana, Minnesota, Missouri, Nevada, Ohio, Oregon and Tennessee. Fixed and adjustable mortgage rates are available with most first and second mortgage and home equity loan programs. Apply online or call us Today!

Mission Statement & success through knowledge and technology

Mission Statement: To be the leading producer and marketer of mortgage loans nationwide, sustaining a competitive advantage through service, product, and process superiority, a total quality commitment, and a strong client focus. We use the most advanced technology available to close loans quickly, at a low cost. By combining the use of the Internet along with advanced processing software and automated underwriting systems we have taken the mystery out of approving and closing a home loan.

We will compete and beat the competition in every area.

Ace Mortgage Funding will beat the competition in every area of mortgage lending. We pride ourselves in being able to obtain the most competitive rates at the highest loan to value possible. Our rapid turn around time and service will amaze you. Please take some time to fill out our application and we will rapidly respond to your needs.

Do NOT think that going to a "Mortgage Banker" is better.

"Mortgage Bankers" typically are not able to place a wide variety of loans due to their limited product line. As a full service Mortgage broker, Ace Mortgage Funding has the ability to deal with over 300 lenders from across the U.S. Mortgage Bankers also are forced to sell rates at "above par rates" while still charging the normal closing costs. Dealing directly with the lenders allows us to avoid this problem

How To Select a Mortgage Professional

Here are FOUR SIMPLE QUESTIONS YOUR LENDER ABSOLUTELY MUST BE ABLE TO ANSWER CORRECTLY. IF THEY DO NOT KNOW THE ANSWERS... RUN... DON'T WALK... RUN... TO A LENDER THAT DOES!

1) What are mortgage interest rates based on? (The only correct answer is Mortgage Backed Securities or Mortgage Bonds, NOT the 10-year Treasury Note. While the 10-year Treasury Note sometimes trends in the same direction as Mortgage Bonds, it is not unusual to see them move in completely opposite directions. DO NOT work with a lender who has their eyes on the wrong indicators.)

2) What is the next Economic Report or event that could cause interest rate movement? (A professional lender will have this at their fingertips. For an up-to-date calendar of weekly economic reports and events that may cause rates to fluctuate, call me and I will e-mail one to you. These are so important I keep them on my Outlook Calendar.

3) When the Fed "change rates", what does this mean... and what impact does this have on mortgage interest rates? (The answer may surprise you. When the Fed makes a move, they are changing a rate called the "Fed Funds Rate". This is a very short-term rate that impacts credit cards, credit lines, auto loans and the like. Mortgage rates most often will actually move in the opposite direction as the Fed change, due to the dynamics within the financial markets. For more information and explanation, just give us a call)

4) What is happening in the market today and what do you see in the near future? (If a lender cannot explain how Mortgage Bonds and interest rates are moving at the present time, as well as what is coming up in the near future, you are talking with someone who is still reading last week's newspaper, and probably not a professional with whom to entrust your home mortgage financing.)

Be smart... Ask questions... Get answers!

More than likely, this is one of the largest and most important financial transactions you will ever make. You might do this only four or five time in your entire life... but we do this every single day. It's your home and your future. It's our profession and our passion. We're ready to work for your best interest.