Fill out our confidential form below and get up to 5 Free Title Insurance Quotes by email. No obligation, no cost on your part. Title Insurance companies will contact you directly with their quotes. You decide who will save you the most money.

1. How Does FreeTitleQuote.com save me money on Title Insurance?
Our network of Title Company providers pay us for the chance to give you FreeTitleQuote's to gain your business. FreeTitleQuote.com gives you the opportunity to receive up to 5 Title Insurance Quotes from competing providers in your area. Our network of providers all know that they are competing for your business, so you end up with the best possible price and save money.

2. How many Free Title Insurance Quotes will I receive?
You will receive up to five FreeTitleQuotes' based on the number of particular companies serving your area.

3. How will I receive my FreeTitleQuote?
You will receive an email of the quote directly from each title insurance company with all their contact information. You can always call any of these companies - they are all competing for your business!

4. Why choose FreeTitleQuote.com?
When purchasing or refinancing real estate, most Sellers/Buyers let the Realtor/Lender choose the title insurance company - but you have a right to choose by State law if you are paying the Title Policy! If your Realtor/Lender has selected your Title Insurance Company for you, inquire as to why. Many Realtors/Lenders have an ownership interest in a title company. This can result in increased fees for you the consumer. FreeTitleQuote.com gives you the opportunity to receive up to 5 Title Insurance Quotes from competing providers in your area. Our network of providers all know that they are competing for your business, so you end up with the best possible price and save money.

5. What does Title Insurance cost?
The cost is directly related to the value of the property. The higher the value, the more coverage is needed. The premium is small compared to the total purchase price. The premium is paid only once and remains in force for as long as the property is owned by the insured and continues to protect the insured on warranties after it is sold.

6. What is Title Insurance?
Title insurance is insurance against loss from defects in title to real property and from the invalidity or unenforceability of mortgage liens. It is meant to protect an owner's or lender's financial interest in real property against loss due to title defects, or liens. It will defend against a lawsuit attacking the title as it is insured, or reimburse the insured for the actual monetary loss incurred, up to the dollar amount of insurance provided by the policy.

7. What is an Owner's Title Policy?
The owner's policy insures a purchaser that the title to the property is vested in that purchaser and that it is free from all defects, liens and encumbrances except those which are listed as exceptions in the policy or are excluded from the scope of the policy's coverage. It also covers losses and damages suffered if the title is unmarketable. The policy also provides coverage for loss if there is no right of access to the land. Although these are the basic coverage, expanded forms of residential owner's policy exist that cover additional items of loss.


8. What is a Lender's Title Policy?
The loan policy protects the lender against loss due to unknown title defects. It also protects the lender's interest from certain matters, which may exist but may not be known at the time of sale. This policy only protects the lender's interest. It does not protect you. That is why you need an owner's policy, which can be issued at the same time as the loan policy for a nominal one-time fee.

9. What can the title company you choose do for you?
A title search is ordered which is a detailed examination of the historical records concerning a property. These records include deeds, court records, property and name indexes, and many other documents. The purpose of the search is to verify the seller's right to transfer ownership, and to discover any claims, defects and other rights or burdens on the property. A title must be deemed "good and marketable" before the settlement process can continue. The results of the title search identify (among other things): the current owner of the property; any liens on it; and any limits on how an owner can use the property. Title professionals will then examine the title search report to determine what-if anything-must be done in order to clear the title to the property so that the buyer can obtain their (and lender's) goal of a "good and marketable" title. A commitment is issued next promising to insure the new mortgage company. The closing agent then receives the closing package from the lender, works the Hud-1 and then off to signing all documents involved in the real-estate transaction

Membership in the FreeTitleQuote.com network of providers offers title companies the opportunity to reach consumers and real estate professionals who are searching for competitive title insurance quotes.

We advertise on all the major search engines like Google, Yahoo and MSN targeting keywords such as "title insurance" and securing the #1 spot so that consumers looking for Title Insurance can easily find us. Click here to view our position on Google!

Remember, your credit card is never charged until we send you your first quote. Read the FAQ for pricing and other detailed answers about the FreeTitleQuote.com service.

What is Title Insurance?  Do You Need It?

When you buy property, whether it's a new home, land or other real estate, the title is the legal evidence that the property now belongs to you.  During the course of the sale, an extensive title search will usually be conducted to ensure that the person selling the property has the right to transfer it, and to ensure that any outstanding claims against it, such as liens, mortgages, or easements are fully disclosed.  Because the system of recording titles in the US is not always completely accurate, disputes regarding property titles can arise, jeopardizing the new owner's claim to the property in question.

An owner's title insurance policy protects the buyer against any potential disputes that may arise from insufficient or inaccurate title disputes.  The title insurance company issues a policy after a comprehensive title search has been conducted, typically offering coverage in the amount of the purchase price paid.  Many times, the title insurance company is chosen "by default" by a mortgage broker or realtor, and many buyers don't realize that there are other options out there.  While the premium for title insurance is usually paid only once, at closing, the differences in costs from one insurer to the next can be significant.  As with any insurance purchase, its advisable to consider all your options and choose the title insurance policy that best suits your needs.

Keep Your Closing Costs as Low as Possible

In today's turbulent real estate market, closing costs are reaching all time highs.  The premium for title insurance is typically based on the purchase price of the property; with properties selling for record prices, title insurance premiums are also on the rise.  This can drive closing costs to surprisingly high levels, especially if you don't realize that not all closing costs are set in stone.  By shopping around for a title insurance company, you could save thousands of dollars in closing costs. 

What many people don't realize is that if you are paying for the title insurance, you have the right to choose which company to use.  You can shop around, find the best deal, and reduce your closing costs by encouraging title insurance companies to compete for your business.  At Freetitlequote.com, you can get competing quotes from up to 5 title insurance companies.  Because the companies in our network know that they are competing for your attention, you'll know you're getting the best possible price on the market.

Protect Your Interests with Title Insurance

There's no question that any real estate purchase represents a significant investment.  Whether you intend to sell in a few years, or hope to make it your lifelong home, the risks of damages from title disputes is very real.  While more comprehensive land records systems are being investigated and implemented in the US, the fact is that the existing process for recording titles and transferring ownership has some deficiencies and shortcomings.  Defects in the title could lead to financial damages (especially in the cases of unresolved liens and mortgages), inability to sell or otherwise transfer the property, or even outright loss of the property in question.  While a title search is usually exhaustive, the potential damages from title defects can be devastating; title insurance is the best form of protection of your investment.