I always wanted to get into real estate, I just thought I would be good at it. I started in property management, worked into real estate sales and one day one of my property management clients asked me to join his mortgage company as a loan officer. I started with him in 1991 and I never looked back, I had found my niche in the real estate industry.

I have worked for small mortgage brokers to large national banks and I have finally found my niche in the mortgage industry in late 1999 when I gave up my fancy corner office at a large national bank and struck out with my own net branch of First Priority financial. FPF is a unique net branch brokerage company that allows me to be a little company in my own community with the clout of a big company when dealing with gthe large wholesale lenders.

In 2006 I embarked on becoming a Certified Mortgage Planning Specialist (CMPS) and I achieved that goal in early 2007. I am very proud of my initials but more than that, I am able to offer my clients a unique perspective that I simply did not have prior to my training.

I work with first time buyers and multi million dollar second home buyers equally well. I get along with all people and my advice does make a difference.

"Hans has provided invaluable guidance and support to my husband and I over the last 5 years. We have obtained several loans from him and will continue to do so in the future. Hans always takes extra time to explain our options and we're always comfortable with our decisions. Most importantly, we know that Hans is always watching our backs."

Julie Crosby-Brooks

San Diego, CA

"Hans - You are the very best. Thanks so much for giving me so much of your time last week. As always, you wre very helpful and gave me some grounding! I appreciate it very much!

I think you should call yourself a Financial Healer!"

Lynn Newton

Forestville, CA

"THANK-YOU!!!!

This was such an easy process!!! I really appreciate that you were able to help me. It took a lot of stress off of me! Since this whole move has been stressfull enough!"

Sandra Arnopole

Sacramento, CA