First Security Financial Services, Inc. is a small mortgage company located on the west side of Cleveland Ohio. We specialize in first time homebuyers, no money down home loans, and refinances of all kinds.

First Security Financial Services, Inc. was started up in March of 2004 by David J Zwierecki. Mr. Zwierecki brings 10+ years of experience in the mortgage industry to the company. Mr. Zwierecki started First Security Financial Services after managing and helping to build another very successful and good sized mortgage company from the ground floor up to over 50 employees.

- Ohio was in serious need of an honest mortgage company that truly cares about it's people. This is why First Security Financial Services was created. We believe in following the very important values that were instilled in us by our parents, and our parent's parents. With customer service and customer satisfaction as our number one goals, it is no surprise that we have risen to become one of the premier mortgage companies in the state.

- First Security Financial Services strives to provide top notch service at an affordable price. We don't spend the "top dollars" that the big companies do in marketing to obtain a huge client base. We obtain our clients the old fashioned way, through hard work, word of mouth, client retention, and through referrals. This has a lot to say about the company in itself. In this day and age it can be quite hard to remember the last time you were treated the way a customer deserved to be treated by a business.

- Through use of some of the most innovative technology and our top notch service we are able to provide unparalleled service to each and every one of our clients. In such a short time First Security Financial Services has become a leader in the mortgage industry. Speed, efficiency, and trustworthiness are just a few of the traits that keep our customers coming back for all of their home financing needs. 

First Security Financial Services, Inc specializes in the following:

* First time home buyer mortgages

* Little to no down payment loans

* Manufactured Homes

* Conventional Mortgages

* Refinances (rate and term, debt consolidation, cash out)

* No cost home equity lines of credit

* Good credit and bad credit mortgages

* Quick closings

"Dave epitomizes exemplary service!  I worked very closely with him to re-finance my mother's home.  Dave is very professional, yet personable. He has topnotch follow-up skills even after the loan closed.  I look forward to doing more business with him in the future!"     -Christine Holt, Cleveland, OH

"It has been our pleasure to work with Dave and First Security Financial Services on several occasions. He has saved us hundreds of dollars. We have referred family & friends to Dave for financial assistance on many occasions.  We fully trust him and feel secure that his financial decisions will benefit us."     -Todd & Lisa Grady, North Ridgeville, OH

"We had far from perfect credit and had been turned down by many other companies. Our loan amount was small compared to most mortgages but that did not matter to Dave. He treated us with the utmost respect, helped us by our first home when no one else would, and he has gained a lifelong friend and client."  -Angie Enright, Toledo, OH

"I would recommend First Security Financial Services to anyone who is thinking of refinancing or purchasing a home. Dave's knowledge, honesty and service were truly amazing and his customer service was exceptional."    -Paula Mounts, Elyria, OH

"It has been a long time since I was treated like an actual customer instead of just another number. At First Security they actually listened to what my financial needs were and they worked with me to achieve my financial goals. I will never go anywhere else for my mortgage needs and I highly recommend Dave to everyone looking to buy or refinance a home."      -Nick Swigart, Wooster, OH