I am a mortgage planner not just a loan officer. This means that I look at you whole financial situation and find out what it is that you want to accomplish. I then help you plan out you path and set you up with a financial planner if needed. I am the president of AAA Home Mortgage in Crown Point, Indiana. I am a retired real estate sale person so I am very helpful when selling a house. I help "for sale by owner" people sell their homes for the highest possible dollar amount. I also help people looking to buy a house. I tell them what to look out for and help them write up their purchase agreement. I am 100% successful at getting the seller pay the closing costs. I have several wonderful realtors that I have a great working relationship with that I will set them up with to assist the clients in finding their dream home.

Crown Point, Indiana Based Mortgage Broker Reveals 3 Things Lenders Don't Want You to Know About Shopping for a Mortgage Online

Anyone who's even remotely interested in shopping for a home loan has probably paid attention to all those commercials on TV touting the ease of using any of a variety of Internet services to compare mortgage offers from the comfort of your home. You may even have tried a couple of them yourself. But Dennis van Waardenburg, a Mortgage Counselor with AAA Home Mortgage says Indiana residents need to watch out when trying to use the Internet to do the heavy lifting for them.

"Sometimes, these Internet services might work fairly well for certain people. But the one-size-fits-all approach they offer is going to leave a lot of people with loans that aren't the best for them, or even worse, they may be shut out of the process altogether."

Dennis van Waardenburg says the problem with these services is that they never really get to know anything about your financial situation other than your credit history and income level. "So basically what winds up happening is that you're reduced to a number to them. And if they don't like whatever that number is, you're out of luck."

Here are three things you should watch out for when shopping for home-finance products on the Internet - things most online mortgage sites hope you ignore:

Do they take the time to find out about your unique situation, or are you just a cyber-borrower in their eyes? Most of these sites simply don't have the manpower to individually work with every borrower. So a lot of times you wind up with a bad loan simply because there was no one to check if they could have gotten you a better deal.

What do they offer people in special financial circumstances - such as the self-employed or people with damaged credit? Most of these sites don't even want to work with you unless you meet their stringent criteria.

Do they provide advice to help when choosing between loan products? Most sites simply gather offers, throw them in your lap, and pressure you to choose between them. Unless you're a pretty experienced mortgage pro, deciding on the best offer can be difficult, if not impossible.

So, what's the solution? Use the Internet to educate yourself on your financing options and then work with a real human being. You may not have thought about "old-fashioned" methods of finding the best deal, such as working with a mortgage broker. "But for anyone who values a real person sitting down with you and working through the process, there's no better option," says Dennis van Waardenburg

Crown Point, Indiana - based mortgage expert Dennis van Waardenburg specializes in providing information to Indiana residents that allows them to make informed decisions about their mortgage financing options and learn the insider secrets that can save them thousands of dollars over the life of their loan.

Dennis van Waardenburg is available for interviews and will welcome all your mortgage related questions.

Call 219-661-3055 for a Free No-Obligation Consultation or visit:
www.WeHaveYourCash.com

My wife and I are so happy you were able to help us restore our credit and put on the right track and got us into our new home. We would recommend you to all our friends.

Alva Kline

Dennis,

You made it possible for ust to finally stop renting and got us into the house we only dreamed about. It was a pleasure doing business with you and we will send everyone your way.

Lisa Williams

Dennis,

Thank you again for all your time and assistance. We are very appreciative of everything you did to assist with our property. We are very happy that you are part of our team.

Jerold and Linda Buishas

Dennis,

We really enjoyed working with you and will refer you to all the people we know that are now renting. You were such a big help with the whole mortgage process. We will definitely use your services in the future.

Naomi Pierce We had a very positive experience working with you. You were very professional and had the knowledge to get the job done in a timely fashion. We would definitely recommend your services.

Linda & Elbert Topps