Spokane is my home, make it yours!       

My life in Spokane started in 1978.  Since then - I have worn many hats - I am a son, grandson, brother, step-brother, brother-in-law, uncle, cousin, nephew, a Chef, and Best of a All - a Friend. Wearing all those hats has helped me learn the value of loyalty & dependability, which is paramount in maintaining my personal & professional relationships. That is how I approached my job as a Chef, & this is how I now approach my job as a Loan Officer.

So what does a  Cook & a Loan Officer have in common??

Simple - both take 3 key Ingredients:
            Patience  -  Perseverance  -  Flexibility

If preparing a great meal or finding the right financing were easy - everybody would be doing it. I have chosen to save my clients time & stress by using the same values & principles I've learned working in the Kitchen. I am committed to keep you informed of all your options, thoroughly & clearly explaining the details in understandable terms, & as we journey through the loan process, you will be regularly informed of your loan's status so we can stay on top of its progress.

Heritage & I are committed to delivering the same kind of respect and fairness to each and every individual, in a timely manner, and with an emphasis on service you'd be hard pressed to find anywhere else, in any industry!

Thank you for visiting! Give me a Call - I'd enjoy talking with you.

You can also visit our website and fill out an online application at  HeritageHomeLoans.org

 Heritage Home Loans is a Full Service Mortgage Company located in the Tapio Center near the I-90 Thor/Freya exit. Being a full service Banker/Broker gives us capabilities far beyond that of a traditional Lender. Whether you are a homebuyer who has been turned down in the past, a Realtor with a client who needs financing, or a Loan Officer with a client you just don't have the product for, give me a call and I will go to work for you.

Here is a little more about what we do here at Heritage Home Loans.

                                                                       Services We Offer

• Conventional Purchase/Refinance                                                                                                                                 15,20,30,40 YR, ARMS, Interest Only, Down Payment Assistance
• Government Loans- FHA, VA Including the new FHA SECURE
• Sub Prime- Some loans as low as 580 Mid Score
• Construction- Including Bare Land and All-in-One Construction (Great for Realtors)
• Manufactured Homes
• Home Equity Lines & Loans
• Investment Properties, Vacation Homes
• And Much Much More....                      

                                                               What Kind Of Business We Do!

          To myself, and all of us here at Heritage Home Loans, we own the fact that the customer's happiness is the most important factor in all of our lives.  We are commited to giving the customer the "personal" service for as long as they may need it.

" A business is successful to the extent that it provides a product or service that contributes to happiness in all of its forms."

          - Mihaly Csikszentmihalyi-

             It is my firm belief that "people buy people" for the sheer fact that the number of services one might need is far too high for most to make an educated decision.  In other words, people look to other people for trust and guidence.  That is why Heritage Home Loans is here, and this is Our Commitment!

• To be available for any financial and qualifying questions.
• To assist you in choosing the most appropriate finance options for your clients.
• To keep you informed of changes in lending requirements affecting the processing of mortgage loans.
• To fully explain our programs to you and your clients, and to answer any questions you may have.
• To return phone calls promptly.
• To be honest, open, and above-board with you and your clients at all times.
• To assure the most accurate and efficient service possible.
• To solicit your comments and suggestions on how to improve our service.
• To make the entire process as easy and pleasant as possible for you and your clients.

                                                  WE ARE YOUR PARTNER FOR SUCCESS!

Testimonials:

"Brad, I have no idea how you did that...Thanks for working soo hard and not giving up on me"  -Michael Saccone, ID.

"Thank you so much for working so hard on getting me financed for my new home.  I understand my situation was less than desireable.  At first blush it looked hopeless.  It is nice to know there are people out there who care so much about someone else's situation...The only thing I think I can do for you is give you the names of a few of my good friends who are in the market for new homes.  I feel good about giving you their names because I know you will take good care of them as you did me." -Lance Roberg

"...thanks for my recent experience with you and Heritage Home Loans when I refinanced my home.  Your knowledge and guidence on topics I was unfamiliar with made the transaction smooth and easy.  I will be sure to reccomend you to freinds and acquaintances who are looking for simple, quick, and reliable service." -Linda Knoll