The definition of an annuity is:  A type of investment that guarantees payments of specific amounts at specific times. An annuity can be taking a fixed monthly amount of money and depositing it into a long term savings program.

  Many people take a certain amount of money each month out of their paycheck and have it deposited into their stock brokerage savings account. Once there is enough money in the account, the stock executive buys some stock for their portfolio. Sometimes the money just goes into a mutual fund. This is basically an annuity or can be called a forced savings plan.

  One option many people don't consider is a Real Estate Annuity. Buy a piece of property. Leverage your investment with a mortgage and the monthly payments would be considered your annuity program. By leveraging your cash in Real Estate, you can control 10 times the amount invested. Try that with your stocks!

  One of the best ways to start a Real Estate Annuity is to... Buy Land. Land Investing is one of the cornerstones of many wealthy individuals. We all have the story about the land we ‘'could have'' bought. Some of us were fortunate enough to ‘'have bought'' some land. Who could have projected the phenomenal appreciation and demand of these properties? Investing in land creates no income, but it seems to appreciate at a greater percentage rate than house/ lot properties. Even though the average house appreciates at 5%, the average home site appreciates 10 to 25%.

  Land is a long term investment, usually over 3 years. The difference is that because we can leverage land, it will usually out perform the stock market for return on investment.

  A Land Investment doesn't have to be in your home town. It is just like stock, you don't have to move to Redmond, Washington to invest in Microsoft. The key is to find a solid piece of land, in a high growth, high appreciating area and buy it.

Will Rogers said, The secret to making money in Real Estate is simple: Find out where everyone is going, get there first, and buy as much property as you can. Then sell it to the masses when they arrive. The key is GET THERE FIRST. We all wish we would have bought the piece of land, next door to our house, 10 years ago. Imagine what you could do with that money today, put a child through college, put an addition on your house or purchase a second home.

  As always, Location, Location and Timing are the key elements to a good real estate investment. Today the hot spots are on the water or in the mountains, but they still need to be near a city to give the location good accessibility. We already know about investing on the waterfront. Waterfront properties appreciated like crazy a few years ago when the timing was right. Today, the prices have corrected, but still have left huge profits for the investors who caught the right timing in the ideal location. Many waterfront properties are out of reach for the average investor. That leaves us with the other investment choice....The Mountains.

  The demand for mountain property over the last five years in the North Georgia and North Carolina Mountain ranges have increased at a record pace. Tourists and Second home buyers are looking for a getaway that is close to major metropolitan areas and offers the beauty and tranquility of the mountains, along with easy access and security. Being only 1.5 hours away from major cities like Atlanta and Greenville, the Southern Blue Ridge Mountains are the ideal place to invest money today. I am sure you have heard of the developments of Highlands and Cashiers, in North Carolina. They have had substantial increases in home and home site pricing. So substantial, that today only the wealthy can afford them. These investments are out of reach for the average investor. You need to find the next Highlands. We have found it; The Kingwood Golf Club and Resort in the mountains of  Clayton, Georgia.

  The ultimate goal of a land investment is to turn into a rental mountain chalet. Once the land increases enough to cover the down payment, build a cabin or chalet with no extra cash out of pocket. Then rent the property out when you are not using it. Let the tenants do what they have been put on earth to do..... Help pay off your mortgage!

  For more information call Marcus Cutrone at 850.496.1999

marcuscutrone@gmail.com

www.TheKingwoodResort.com