Welcome to Activerain, I have found that Activerain is a great networking tool.  I have actually gotten alot of clients from activerain as it is linked to so many other sites.

Please feel free to contact me if there is anything that I can do to assist you.

Nakia Brooks, ABR
Keller Williams - Lanier Partners

678-386-1896 Phone
678-623-8300 Fax

nakiabrooks@kw.com
www.nakiabrooks.com

Trevor - We had a discussion about this at our weekly team meeting and credit cards, student loans, car leases and loans and mortgages are all seeing higher than normal default rates and this is VERY unfortunate.

While credit is indeed a major problem today, with this market, I also believe that a significant problem is that income hasn't kept up with home value increases over the past 7 years. 

Too many people simply cannot afford the "first time buyer home", especially when their price range puts them in the middle of some downtrodden inner city.  They all want the single detached home listed at $350,000 in suburbia, but can only afford the $150,000 town home (which 6 years ago was listed at $88,000.

Believe me, I don't think we've seen the bottom of the barrel yet.

Hello Trevor,

Welcome to Active Rain and congrats on your first post! The opportunities to learn and network are incredible here. Best of luck to you!

-Keith

Trevor,

Welcome! Sharing your perspective makes Active Rain what it is, an unlimited educational resource. The more you express who you are and what makes you tick the more people will know, like, and trust you. And will probably refer you. Just like anything else in life the "Giver's will Gain".

Welcome to Active Rain and thanks for sharing your ideas.

Welcome to the Active Rain community. You have chosen a great site with tons of information you can learn from.  Have fun with it and hope to see more of your blogs soon!  We have a team of four outstanding full time agents to assist your buyers and sellers in Spartanburg/Greenville, SC.  Again, welcome to AR!!

Good morning & welcome to Active Rain, You have joined an excellent site to receive free marketing, absorb more information from others, share ideas.  Be a blogger and have fun. If you have any clients moving to the Greenville, Spartanburg, & Anderson South Carolina area we are your team. We are on all three MLS. Great blog!  Keep it up. Again Welcome!!

Welcome to ActiveRain!

If you would like a few tips on getting the most out of ActiveRain, please visit my blog Welcome to Active Rain.  It has a few simple steps of what to do now that you have joined.

If you ever have any questions, just let me know.

Troy Trumm

Credit is always an allusion.  It allows access for as long as it can be repaid.

Hello, welcome to Active Rain! This seems like a wonderful environment to network as well as learn from others. I hope you enjoy yourself and participate often in the Active Rain environment!

Welcome to Active Rain!! This is a great site to network and share ideas!! Have fun with it!!

Gotta love the first agent who uses other agents page to promote their information and themselves. I say delete. Anyways it's pretty inevitable we have a depression coming but bring it on. It only make those that survive stronger.

Hi and welcome to Active Rain, a great site to network, share, learn and have fun.

Good Luck.

Welcome to Active Rain -- a fellow Salemite!!  I remember real estate when it was the "Dark Ages" --a printed book with little pictures and print/20% down/and prices a lot lower than now!  It is a different game now that's for sure!  And yes -- the "feds" don't bail anyone out - the taxpayers are the ones who do the bailing out! 

Hi Trevor ~  Welcome to Active Rain.  You have a few posts done now.  Have you had a chance to network with anyone?  Have you learned much here yet?  I would be happy to meet with you and get you up to speed on anything you may have questions about.  :)  Looking forward to seeing you around!

It is interesting the way that our system works.  I have worked with several buyer who the lenders say that they do not have enough credit.  In fact, we are designed as a society to use credit.  In my opinion, the buyers with the least amount of credit should have a star rating!  It will be interesting to see what the next few years hold...