If you are now reading this, you most likely are experiencing, or may soon experience, one or more of the uncomfortable situations below. You also may have seen ads for "credit counseling" or "debt consolidation" and think that they could be answers to your debt problems. Be prepared to be shocked at what you learn and what the REAL SOLUTION IS.

Debt Facts

• Over 70% of all marriages that end in divorce are due to financial problems, or the communication of those problems.
• 75% of all Americans are THREE (3) paychecks away from bankruptcy.
• Of those Americans 1.5 million will file bankruptcy; 1.5 million will participate in consumer credit counseling; and 37 million will TRY TO NEGOTIATE WITH CREDITORS THEMSELVES - which the creditors love, because the people in debt trouble are not professionals and do not know how the system really works.
• On average, when you buy something with a credit card, you pay 132% MORE THAN IF YOU USED CASH.
• Typical minimum monthly payments for a credit card are divided into 90% interest and only 10% to principal reduction. The principal amount on your credit card is what the product or service you bought cost you.
• Over 71% of all credit card accounts have only the minimum monthly payments being made by consumers.
• The credit card companies have made it harder to file bankruptcy, because they want your money
• The credit card companies have increased their minimum payments from 2% to 4%.  This will hurt many of the people reading this right now.

Debt That is Out of Control

If you find that you are only making minimum monthly payments or are constantly late making your payments, it is very likely that some of the problems above are already happening or have happened. It is time to FIND OUT WHAT SOLUTIONS YOU SHOULDN'T USE to get out of debt and then learn about the real solution.

I would like to help you beat the DEBT and get out of the Race.  If you would like to learn how to get out of debt in less than 15 years and in some cases soon email me so I can help.  We will have a brief talk about where you are and You decide if it is something you want to do.