Unless you have recently purchased a home or refinanced the home you're currently living in, you may not be aware that insurance companies, not just lenders, are now looking at credit scores.  According to the Insurance Information Institute (a non-profit organization, www.iii.org), insurance companies have learned that a person's credit history is an accurate predictor of risk.  Lenders also, of course, look at a person's credit history, but it's interesting to see that they do not assess the same factors as insurance companies.

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