Here is another FAQ about lenders.

5.  When a lender looks at a residential contract, what does he/she look at?

Lenders zero in on:
   (1) the sales price;
   (2) down payment amount;
   (3) closing date;
   (4) seller contributions, looking for anything that might indicate an inducement to sell, which is illegal;
   (5) special provisions, such as other buildings on the property; and
   (6) whether it's investment property or not.

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