I'll just give a quick note to my friends, regarding why I haven't been around, regarding my fight with breast cancer. I will post an update soon. Things have been kind of crazy and I'm not sure how to write a post. I'm completely bald again. So there's that. But I will post something with more detail soon.
Simply Not A Good Fit
Today I received a rude email from a potential client, but I think I handled it properly.
In this man's communication, he wrote that he had emailed me on Wednesday regarding Arizona mortgage rates. Unfortunately, I had never received this email. However, because I hadn't responded yet, he assumed that my posted rates-- which is what he emailed me about in the first place-- must be a lie. So in all caps, (representing "yelling"), he writes:
"IF YOU CAN'T DO IT, WHY IS IT ON YOUR SITE?!?!?"
I hadn't responded to him on Wednesday, so naturally he wants to accuse me of lying. I went through my spam folder and I found his email from Wednesday. I was actually the CC: on the email and then he addressed the main "TO:" box to himself. So, because I wasn't the "primary" on the email, Norton thought, for some reason, that it was spam. Sure it stinks, but these errors happen very infrequently. And who addresses an email from the CC: box anyway? You're just asking for trouble. If you want a copy, CC yourself for goodness sakes.
But either way, this guy is sending me an aggressive, accusatory email because his misunderstood perception was that I was a cheat and there was absolutely no chance that something else happened. I must be a crook.
Well, I'm sick of people who treat me like a crook, just because I work in finance. I am an honest, ethical person and am proud to say that none of my clients has ever been treated unethically. There has never, ever been a complaint to the Better Business Bureau about us. They only show records for the past three years, but I wish they would post for the past ten years. Every year has been without a single customer complaint to the BBB. I honestly cannot remember ever having an angry client or potential client.
Oh, and something else: I never post bait and switch rates and I really hate the practice. It's quite a shame that it's the rule, rather than the exception at many internet "mortgage guide" sites.
Okay, so back to the guy... Sorry I ranted.
I told him that I was sorry that his email ended up in my spam folder. I then wrote that the next time he has such a pressing issue (he told me he needed financing ASAP), the telephone is the general best bet.
Then I told him to go ahead and find another mortgage broker and that I didn't think I would be a good fit with him, based on his angry email. I told him I don't like people who accuse me of lying, especially people who don't know me. I basically told him off and then told him to hit the road. It felt good. (Regarding the legality, for those of you who think I broke the law: I did give my attorney a quick call about this. If you want to hear what he said, email me.)
Too harsh? I'd like to know your opinions, even though I don't think I'll change my mind. Any email with one of these things in it: "?!?!?!" is an email I don't need to read. It's an economic decision really. It could be a question on an economics exam: "Exactly how much abuse can you handle for X dollars of commission?" Hint: Be sure to include a gas surcharge kids!
And to those who might think to advise me to make this post private-- no way. I am happy to make my new policy available to potential clients.
(To the potential clients reading: You will find that I am extremely easy to work with; I never cheat my clients and I won't ever lie to you. All I ask is to be treated with a tiny degree of respect. Like you would expect to be treated yourself... I'm sure you understand. Thank you!)
Karen,
Good for you. E-mail filters can be aggressive - and just because you hit send doesn't always mean they received it, especially if this is a first time contact.
You did well.