Do you know what's on your credit report?
Get your FREE ANNUAL CREDIT REPORT today!

Today, it is important to review your credit report on a regular basis, due to the increase in identity theft. If you are considering buying a home soon, it is important to know what info your credit report contains before starting the homebuying process.

According to the Federal Trade Commission in 2003  FACTA requires the nationwide credit bureaus to provide consumers with a free copy of their credit report, at their request, once every 12 months from the 3 major reporting agencies Equifax, Experian & Transunion. Consumers who want to access their credit report online can go to AnnualCreditReport.com

or by Telephone:(877)-322-8228

or by mail: Complete the Annual Credit Report Request form and mail it to the following address: Annual Credit Report Request Service P.O. Box 105281 Atlanta, FL 30348-5281

 

 

4 Comments on Free Annual Credit Report

I thought you had to be turned down, then you could request a free report.  I agree we all need to keep an eye on our credit!

04/28/2008 10:27 AM by Melody Botting RE/MAX Empire Realty

Melody,

Check the Federal Trade Commission website, I included a link.  I have been checking my credit through this website for several years, to be sure there is no erroneous information on it.  It's a great tool for us as REALTORS, and it's a great tool for perspective home buyers.   Sandy

04/28/2008 10:35 AM by Sandy Shores, Melbourne, Brevard County, Florida Space Coast (M & M Real Estate Inc)

Good information. Many buyers are surprised when I informed them that they are entiltled to a free credit report annually.

04/28/2008 11:26 AM by DDR Realty, Orange County, NY

Derrick,

I know so many that are unaware that they are entitled to a free report.  However, the buyers that have pulled their report before applying for a mortgage are so much more prepared than those that don't.   Sandy  

04/28/2008 11:39 AM by

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Real Estate Agent: Sandy Shores, Melbourne, Brevard County, Florida Space Coast (M & M Real Estate Inc)
Sandy Shores, Melbourne, Brevard County, Florida Space Coast
Melbourne, FL
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M & M Real Estate Inc

Office Phone: (321) 253-4545
Cell Phone: (321) 733-6080
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Brevard County Real Estate. Sandy Shores shares Brevard County Real Estate News, Market Watch, Statistics, reports, Community info, free client resources, Brevard County School information and more.