"We rob banks." Bonnie and Clyde, 1967

Florence was a teen during WWII and one of a dozen children. She and her husband, Jerry, had only one child and lived a very comfortable life in one of the nicer neighborhoods of a medium sized mid-western town.

Flo, as she was known to her friends and family, was widowed a few years ago. Jerry had always managed their money, so Flo was not really ready when it came to taking charge of the family's finances. In desperation but with confidence she turned to her daughter Mary Jane, an accountant, and her husband Vern, a broker for one of the Behemoths.

As it turns out, Mary Jane and Vern could have been named Bonnie and Clyde. What Vern didn't lose of Flo's money in the market, Mary Jane spent.

Today Flo is living on Social Security, income from a reverse mortgage, and a small pension; her credit card balances are also creeping upward. The six figure life insurance policy proceeds and substantial savings that Jerry left her are gone. Her daughter and not-too-bright-or-honest son in law Vern are promoting a program that has families taking all of the equity out of their homes and putting it into financial products that promise amazing returns but guarantee nothing.

Bonnie and Clyde, as reprehensible as they were, were at least honest about what they did; "We rob banks." They didn't want the peoples money. They wanted the banks' money.

Money for Life...in good times and bad is a book that teaches you how to handle your money in a way that lets YouBeTheBank, and also teaches you how to keep your money safe from modern day Bonnies and Clydes.

If Flo had been advised by a Money for Life Guide, she would still have all of her money, no debt, a significant income she wouldn't outlive, and a legacy to leave to her grandchildren - and perhaps to Mary Jane and Vern if they chose to follow and teach Money for Life instead of using every scheme that came along to put other people's money into their pockets.

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