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What the Dentist and Your Credit Have in Common

While sitting in the chair after receiving the injections to make sure I didn’t feel any pain, I realized I am still aware of everything. Hmm…having your teeth scaled is not a fun adventure. So, why am I going through this experience?

You may ask the same of your credit.

First off, when was your last check up?
You are entitled to a free credit report every year. To order yours, click on:
Free Credit Report

Just like the dentist studies your x-rays, you need to review your reports. Are the items being reported correctly? Are they even yours? If you don’t think so, every consumer has the right under the Fair Credit Reporting Act to dispute items on their report.

Did you brush your teeth?
Are you paying your bills on time? Have you just forgotten that bill from 2002? Try getting credit. They may not be calling you every moment, but they are making sure you don’t forget them. Just like a toothache.

Flossing?
Ahh! I brush all the time. Flossing isn’t so important, right? Flossing is making sure your debt-to-income ratios are not more than 30%. You can brush all you want, but your gums are affected if you don’t take care of them. Same with overextending yourself with credit.

So, folks, it isn’t difficult to stay out of the dentist's chair. Or out of credit woes. Just a bit of discipline (okay, a lot). I plan on keeping my floss by the TV remote. You just have to click, print, fill out and mail to get your reports.

Keep smiling!!

Tara Colquitt
TheCreditWoman@gmail.com
http://www.credittalk101.com/

Posted by Tara Colquitt, Consumer Credit Advocate on 02/27/2008 03:06 PM

Comments (24)

credit, credit reports, fair credit reporting act, credit talk, credit talk 101, tara colquitt

24 Comments on What the Dentist and Your Credit Have in Common

This was awesome thanks! :)

02/27/2008 03:13 PM

by Colorado Real Estate - Christina (Colorado Real Estate)

Great Post!

Love the correlation between credit and dentistry. I'll be checking out your website and seeing if I can possibly refer you some clients!!!

Thanks

02/27/2008 03:14 PM

by Ken Henderson (M3 Legal Services )

Christina: Thanks. Trying to clean up an 'old', but important topic. 8-)

Ken: Again thank you. And I actually wrote this the day I was at the dentist, since I couldn't talk!!

02/27/2008 03:44 PM

by Tara Colquitt, Consumer Credit Advocate (Tara Colquitt, The Credit Woman)

Tara, it's amazing how we can correlate different lines of business with our business. You've done a great job correlating dentistry and your business. It's got me thinking about my business in the same way.

02/27/2008 04:27 PM

by Cedric (Ced) Reynolds - (909) 597-3502 (CedReynolds.com)

Thanks Ced. It was a pleasure finally catching up with each other. We all have to think 'outside' the box when thinking about our business. Glad I got you involved. What a great compliment.

02/27/2008 05:24 PM

by Tara Colquitt, Consumer Credit Advocate (Tara Colquitt, The Credit Woman)

Tara Great post. It will give your consumers an easy way to relate with their credit. So few understand how it works. Cassie

02/27/2008 05:51 PM

by Cassie Hansley (Wilikinson and Associates)

Thanks Cassie for the compliment. I don't understand the stock market, so if I needed the information, I would really appreciate if someone broke it down to me. Analogies always work best for me.

02/27/2008 06:23 PM

by Tara Colquitt, Consumer Credit Advocate (Tara Colquitt, The Credit Woman)

Tara, this is a great analogy. I think that a lot of people do not understand.

02/27/2008 08:49 PM

by Danny Thornton (Home America Mortgage, INC.)

I know you have seen 100s of reports that you wonder: What were they thinking!! More importantly: Why are they here??? 8-)

Thanks Danny for the comment.

02/28/2008 02:58 AM

by Tara Colquitt, Consumer Credit Advocate (Tara Colquitt, The Credit Woman)

Tara Since I just returned from my 6 month visit to the dentist I can easily relate to your analogy, Karen

02/28/2008 09:16 AM

by Karen Kruschka - Fairfax Prince William Stafford County VA Real Estate Service (RE/MAX Allegiance)

Karen Yep, I go in another 5 months and 1 week and I am already not looking forward to it! And the people in the office are so nice, too!!

02/29/2008 05:38 AM

by Tara Colquitt, Consumer Credit Advocate (Tara Colquitt, The Credit Woman)

Tara: I LOVE this analogy! It definitely explains the importance of maintaining your credit in a way that everyone can understand....everybody wants to avoid the dentist's chair! Mind if I quote you? :)

02/29/2008 05:38 AM

by Maine Real Estate Broker, Barbara Hershey (Allen & Selig Realty, Maine)

Tara - Good analogy. I hate the dentist. I have had that scaling done - That is no fun!. Glad I have sterling credit though :)

03/01/2008 08:35 AM

by Bill Gassett Metrowest Massachusetts Real Estate (RE/MAX Executive Realty)

Tara - this is a great analogy and exceptional article. You may want to reformat this as an article and publish it online; I think it will help drive traffic to your website. If you need additional information, please shoot me an email.

03/03/2008 09:36 AM

by Jackie - Mortgage Virtual Assistant (Close-More-Loans.com)

Jackie: Thanks. I will take you up on that information later today.

03/03/2008 09:46 AM

by Tara Colquitt, Consumer Credit Advocate (Tara Colquitt, The Credit Woman)

Barbara: I'm quotable! You have made my evening!!

Bill: Not sterling Bill; pearly. We must stay within the perimeters of the analogy. 8-)

03/06/2008 07:34 PM

by Tara Colquitt, Consumer Credit Advocate (Tara Colquitt, The Credit Woman)

Tara, What a great comparison!! I think people probably feel the same way about dealing with money as they do with going to the dentist! Kind of that, I hate dealing with it, but I know I have to sooner or later!!

03/07/2008 07:17 AM

by Audrey June-Forshey, GRI, Gaithersburg, MD (RE/MAX Realty Group)

Audrey you are so right! I had a potential client say to me she wanted to 'Change her relationship with money." How profound. I told her I was going to quote her on this whenever I could. I couldn't help her (tax issues), but I will say again 'Thanks Jackie!!".

03/07/2008 09:44 AM

by Tara Colquitt, Consumer Credit Advocate (Tara Colquitt, The Credit Woman)

Hey Tara, lately I've been in the dentist chair on a regular basis taking care of issues I'd neglected over the years. Now I guess I need to check out my credit report.

03/09/2008 10:01 PM

by Eugene Jones (Royster Real Estate)

You got it Eugene!!! Yeah!!

03/09/2008 10:12 PM

by Tara Colquitt, Consumer Credit Advocate (Tara Colquitt, The Credit Woman)

Tara - Thanks for the friendly reminder.

03/09/2008 10:37 PM

by Carl & Ceil Winters (Complete Inspection Service, New Braunfels, Texas 78133)

You are very welcome Carl!

03/09/2008 10:45 PM

by Tara Colquitt, Consumer Credit Advocate (Tara Colquitt, The Credit Woman)

I love your analogies Tara. Great advice.

04/09/2008 10:55 AM

by Tracy Williams Pender, MBA ~ Knightdale & Raleigh, NC Real Estate (Carolina Realty Max)

Tracy: Thanks! Analogies make sense to me, so I use them often.

04/09/2008 04:34 PM

by Tara Colquitt, Consumer Credit Advocate (Tara Colquitt, The Credit Woman)

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