The New Jersey state government is actively developing and implement laws to protect the local individual against identity threats. Just as with the federal government, the NJ state government is focusing on making it harder to illegally obtain identity information by requiring users and holders of identity information to maintain proper protection procedures.
New Jersey has passed tougher laws which went into effect during 2006. It is important that you become aware and more importantly, become compliant with the new information security requirements.
According to New Jersey's Office of Attorney General, the "Identity Theft Prevention Act," which took effect on January 1, 2006, is the most comprehensive and easy-to-use identity theft prevention law in the nation which gives consumers the tools they need to protect their financial well-being.
Click here for details and additional resources.
GENERAL
Bibliography of Federal, State, Consumer and News Resources about Identity Theft - Current laws, pending laws and related - a very good resource.
Consumer Debit Resource: Identity Theft Information (What consumer can do to protect identity).
There are some basic general first steps that can be taken by an individual immediately upon discovering personal information or documents are stolen: "If someone has stolen your personal information or identification documents, you can do several things to prevent the misuse of that information if you act quickly. For financial account information, such as a credit card or bank account, close the accounts immediately. If you believe your Social Security number has been stolen, call the toll-free fraud number for any of the three major credit bureaus and place a fraud alert on your credit reports. If your driver's license or other identification documents are stolen, you can contact the issuing agency and follow their procedures to place fraud flags and to get replacements." (Source: ISSA)
See prior article about important Federal Identity Information Protection Laws
For real estate resources, help and support services in acquiring or selling properties in New Jersey, Visit my web site: LawrenceYerkes.com
and visit Besthomes-NJ.com to shop for the latest New Jersey Real Estate property listings (Residential, Commercial, Multi-Family, Farm, Land).
Copyright 2008 by Lawrence Yerkes. All Rights Reserved.