Some guys know their stuff.  Scott Bilker knows his stuff and plenty of mine, too.

Scott Bilker, founder of www.debtsmart.com has been on our Your Home-Your Money Mortgage and Real Estate radio program four times in the past year or so.  Why?  Because he knows and understands credit, credit cards and credit card debt.  How well?  He's written three books on the subject and has been in over a thousand TV, radio, and magazine interviews.

Like all good experts, Scott watches for ways to get the latest information - and to get his message acros.  As Scott says, he's not the anti-credit card guy, he's the Credit and Debt Management Guy.  He knows credit is needed today - he advocates judicious use of it.

Last week Scott sent me this video he found on YouTube.  It's about college and credit cards - it hits home pretty hard for me - as my youngest daughter could have made the vid biographicallly.  She's learning.

Here it is: