If you have ever sat up at night and worried about someone stealing your identity and racking up huge amounts on your credit cards, worry no more. I just read a great article called Stop Identity Theft-Freeze Your Credit

I am filling out the forms today and sending them of to the credit agencies. I don't plan on applying for anything in the next year, and I don't want anyone else doing it in my name. I just had my first fraud email last week that tried to steal my Wells Fargo account information.

You definitely need to read this article and think seriously about whether or not a freeze on your credit is a good idea. It's easy to remove and may save you some serious heartache down the road.