These articles are about debt and about freeing yourself from debt- forever.
You, like me, like every other American are either:
- Overwhelmed by the amount of your debts
- Sometimes think about your debts and are worried you may be getting to much
- You have so much money, you don't think about debt
If you are in groups 1 or 2, you may find some value in my series of articles. My goal is to teach you how to get out of debt and live a wonderful life without ever falling into the debt spiral again. I have had my own struggles with debt. I got my consumer debt up to $86,000 and didn't know where to turn. I borrowed money from everywhere I could until I realized what the true problem was. It's easy to just keep digging your hole deeper when you have access to the credit. Part of my debt guide will address how I adjusted the way I thought about money.
One thing thats funny about debt is that its one of the last American taboos. Most of us are embarrassed, overwhelmed and very stressed about the discussion of anything related to personal finance. Trouble with debts is something that doctors and lawyers have trouble with as well as house painters and firemen. You are not alone.
Every month we walk the tightrope of trying to keep up with the bills, afraid of not having enough money to pay. And once the stress level begins to grow, it affects our daily lives and personal relationships and can even create depression and physical exhaustion.
The method I recommend is based on one that came from Debtors Anonymous, which was founded in 1976. they have a quick 15 question quiz to help you determine if you have a problem.
Scott Hoag
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wow... that's pretty deep debt problem if anyone answered yes to 8 of these questions....
What i find out by doing this realtor business is that it is SO HARD for people to come up with 3% downpayment, yet they still believe that they should buy the biggest house on the block...