Serving also Johns Creek, Milton, Duluth and Suwanee, Georgia USA

First-Time Homebuyer: Take Advantage of the First-Time Homebuyers Tax Credit

Tue, 19 Aug 2008 17:53:03 -0500

As part of the "Housing and Economic Recovery Act of 2008" that was recently signed into law, Congress has created a new, temporary federal income tax credit to provide an incentive for first-time homebuyers. The highlights of this federal tax credit are as follows:

The amount of the federal tax credit is for 10% of the cost of the home, up to a maximum credit of $7,500 . In essence, this is an interest-free loan that enables consumers to receive a tax credit on a dollar-for-dollar basis on their personal income tax return in the calendar year following the year of closing on their home. They begin paying the tax credit back the year after that and make equal installments during the next 15 years. If the homeowner sells the home at any point during the 15-year payback period, then the remaining amount is recaptured, unless they sell the home at a loss, at which point the balance is forgiven.
e.g., If a home costs $65,000, the allowable credit would be $6,500. If a home costs $120,000, then the allowable credit would be $7,500.

Eligibility is for first-time homebuyers only. In this case, a first-time homebuyer is defined as an individual who has not owned a primary home at any time during the past three years, but who may have done so previously. Although certain income limits do apply, the amount of the credit is the same for all taxpayers, married or single.

Individuals, whose Form 1040 filing status is single (or head of household), are eligible for the tax credit if their income is no more than $75,000. Individuals who file a joint return may have no more than $150,000 in income.

Individuals with incomes between $75,001 and 94,999 (single) or $150,001 and $169,999 (joint returns) are eligible for a partial tax credit.
Individuals with incomes greater than $95,000 (single) or $170,000 (joint return) are not eligible for this tax credit.

The federal income credit can be claimed on one's individual or joint tax return for the purchase of any single-family home between April 9, 2008 through July 1, 2009. Individuals should consult a professional tax advisor for exact tax calculations.
e.g., If an individual's actual tax liability was $5,000, then after the tax credit is applied the purchaser would receive a total refund of $2,500. The refundable amount is the difference between the $7,500 tax credit and the amount of one's tax liability.
e.g., If an individual's actual tax refund was $2,000, then after the tax credit is applied the purchaser would receive a total refund of $9,500.
This tax credit is required to be repaid without interest in equal installments of 6.67% of the total credit each year for 15 years beginning the year after the tax credit is claimed.
e.g., If a homebuyer claims the $7,500 credit in 2009 on their federal income tax return for a closing that occurred in 2008, then the credit is received in 2009, so repayment begins in 2010 with an annual repayment amount of approximately $500 a year.

Of the many provisions of this new housing bill, the First-Time Homebuyer Tax Credit appears to provide the most promising opportunity to impact home sales for the remainder of 2008.

For more information about buying a home, do not hesitate to contact me for assistance.

Giuliana Enriquez

(770)256-7712

One Easy Way to Improve Your Home's Curb Appeal

Tue, 08 Jul 2008 21:48:24 -0500

I thought I should share something I did over the 4th of July weekend. I think it is an easy way (but a lot of work) to improve your home's front yard. Perhaps you already knew about this way but in case here it is how I got to change the way my "mailbox yard" used to look:

As a REALTOR and an homeowner (and a mother) it is very hard to find the time to give it to my home. After a long time (long long time waiting for my husband to help me), I had decided to take some action!. Luckily, my mother suggested this to me and offered to help me. So after working very hard, we could get rid of all the weeds and grass and this was the result:

Don't you think it looks so much better now? If you would like to do this to your "mailbox yard", you just need to buy the red mulch and the pink borders and work hard (depending on how much weed and grass you have there). I believe this makes your front yard nicer and if you are thinking of selling your home this would be an easy way (and inexpensive) to improve your curb's appeal.

Giuliana Enriquez

Como Encuentro La Casa Correcta en Atlanta Georgia USA?

Sun, 22 Jun 2008 11:11:51 -0500

Si ha estado pensando en tener su propia casa y no sabe por donde empezar? Antes de buscar una casa o propiedad en Estados Unidos (USA), lea esta presentacion que le dara consejos para encontrar la casa correcta para usted y su familia como tambien por que usar los servicios de un Realtor (Agente de Bienes Raices que trabaja bajo un Codigo de Etica en USA) le ayudara enormemente. Para coordinar una cita sin obligacion alguna llameme hoy al 770-256-7712.

Shakerag Farms Subdivision- A Great Swim and Tennis Community in Suwanee Georgia!

Tue, 17 Jun 2008 10:18:35 -0500

This swim and tennis subdivision in one of the best subdivisions in Suwanee because it has 4 Lighted tennis courts so you can play tennis even at night!. Homeowners association fees cover this, a swimming pool, a play ground, professional landscaping around the community and a clubhouse.

Because it is located in Forsyth county, homeowners here enjoy lower taxes.

If you are thinking of buying or selling your home in this subdivision or others feel free to call us or click here.

Great Communities/Subdivisions with tennis courts in Roswell, Alpharetta and Woodstock, GA

Mon, 16 Jun 2008 18:44:15 -0500

Atlanta loves tennis and I love it too. If you love it as well and would like to buy a home in a great tennis community in North Metro Atlanta Georgia give me a call or click here to help you find the perfect home while helping you get in the game and keep you up to date with all the net action in Atlanta Georgia USA:

www.altatennis.org - Official website for the Atlanta Lawn Tennis Association, the greatest doubles league in Atlanta and the US!

www.usta.com - Interested in playing USTA league tennis? Or perhaps a USTA sanctioned tournament? This site has all of the information to get you started!

www.t2tennis.com - An adult doubles league or a junior's singles league... check it out for more information!

www.ultimatetennis.com - Also called K-Swiss League for singles only.

If you are looking for homes in communities/subdivisions with tennis courts, check out all the homes for sale in these subdivisions:

ROSWELL
MARTINS LANDING	SADDLE CREEK
CRABAPPLE WALK	HORSESHOE BEND COUNTRY CLUB
CRABAPPLE LAKE	WILLOW SPRINGS
HEDGEROW II	LOGH HIGHLAND

WOODSTOCK
REGENCY AT KINGSGATE	EAGLE WATCH
WHEATHERSTONE	WOODLANDS
EAGLE GLEN	WESTRIDGE
KINGSGATE	BROOKSHIRE

ALPHARETTA
AVENSONG	CHADBOURNE
FAIRMONT	BRECKENRIDGE
SOMERSET AT HENDERSON VILLAGE	SILVER RIDGE
WELLINGTON	WINWARD

My Listing Presentation To Sell Your House Faster and for More Money in Roswell, Alpharetta and Woodstock, GA

Sun, 15 Jun 2008 12:27:14 -0500

Just Listed for Sale in Rivers Edge at River Park (Area of Sixes Rd) in Woodstock GA

Tue, 03 Jun 2008 00:40:57 -0500

Giuliana Enriquez | ERA Buckhead Realty | 770-256-7712

183 Swanee Lane, Woodstock, GA

A Resort Style Home in Woodstock Georgia

2BR/2.5BA Single Family House

offered at $149,000

Year Built	2003
Sq Footage	Unspecified
Bedrooms	2
Bathrooms	2 full, 1 partial
Floors	2
Parking	2 Car garage
Lot Size	Unspecified
HOA/Maint	$155 per month

DESCRIPTION

Location, Location, Location!. 2 minutes from I-575. Great Cherokee County Schools! Awesome MasterPlanned Community. Owner Motivated!

see additional photos below

PROPERTY FEATURES

Central A/C	Central heat	Fireplace
High/Vaulted ceiling	Walk-in closet	Hardwood floor
Family room	Living room	Bonus/Rec room
Office/Den	Breakfast nook	Dishwasher
Refrigerator	Stove/Oven	Microwave
Stainless steel appliances	Attic	Washer
Dryer	Laundry area - inside	Balcony, Deck, or Patio
Yard

COMMUNITY FEATURES

Garage parking	Guest parking	Clubhouse
Fitness center	Swimming pool(s)	Tennis court(s)

OTHER SPECIAL FEATURES

Bonus Room/Loft could be used as an office, exercise room, library or even as 3rd bedroom!

Swim, Tennis, Fitness Center, This Community has it's own Fire Dept!

Steel Appliances include microwave and refrigerator!

Desired River Park Community Close to I-575, Shopping, Restaurants, Schools & More!

Panoramic Mountain Views

ADDITIONAL PHOTOS

Seller contact info:

Giuliana Enriquez

ERA Buckhead Realty

770-256-7712

For sale by agent/broker

Equal Opportunity Housing

Posted: Jun 2, 2008, 8:34pm PDT

Just Listed: 183 Swanee Lane, Woodstock Georgia - Cherokee County!

Sun, 25 May 2008 17:18:08 -0500

2 Bed House For Sale

Location: Woodstock, GA

2 bed, 2 1/2 bath bright home with great mountain views in very quiet and nice community with lots of upgrades!. Loft can be used as an office, exercise room, library or as a third bedroom. Situated in Rivers Edge at River Park, a cluster community that has it all: 8 tennis courts, an olympic size pool, a clubhouse with a state-of-the-art gym, retail, office space, restaurants and even has its own fire department!. HOA fees include also the water, garbage and landscaping. Great location in the area of Sixes Rd very close to I-575. Cherokee county low property taxes makes a very good buy in north metro Atlanta for a home built in 2003!.

Information

Contact Information

Giuliana Enriquez

giuliana@casasportodoatlanta.com

770-256-7712

Contact Reply Form

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Pricing

Asking Price: $149,900.00

Flexibility: Negotiable

Additional Pricing Information: Great Value in River's Edge at River Park

Property Location

183 Swanee Lane
Woodstock, GA 30188
View Map

Features

Bedrooms: 2

Bathrooms: 2.5

Year Built: 2003

Subdivision: Rivers Edge

Garage Size: 2

Agent Name: Giuliana Enriquez

Broker: ERA Buckhead Realty

Attributes

Appliances

Range/Oven

Full Refrigerator

Washer/Dryer

Dishwasher

Sink Disposal

Microwave

Interior Amenities

Fireplace

Hardwood Floors

Vaulted Ceilings

Attic

Exterior Amenities

Fenced Yard

Swimming Pool

Grass Lawn

Photo Gallery

View as Slideshow View Photo Gallery (10 Photos)

EQUAL HOUSING OPPORTUNITY

VFLYER ID: 1395393

Sellers that Overprice Their Homes

Mon, 12 May 2008 20:59:08 -0500

I just can't believe how sellers accept listing their home with a realtor who agrees to list for an higher price than what the market can absorb!.

After helping my home buyer buy a 2 bed townhome in the community of Whittington in Alpharetta Georgia for $140,000, a Whittington home seller contacted me to see if I could help her.

So when I showed her the market analysis of the community for similar townhomes that were sold in the past 3 months, she was very surprised. She said she wanted to sell her home for $20,000 more!. I told her that I would not be able to help her since it could not be more than what the market could absorb. So I left asking her that if she changes her mind, I wouldl be happy to help her.

A few days went by and decided to check the new listings in this community. To my surprise, her home was already listed at the price she wanted with an agent from a reputable company. I just could not believe it. In my opinion, her home will never sell and if it does, will be sold to a buyer who is not represented at all in the transaction.

But home sellers have to know that there are some devious agents that will at first agree with the price the seller wants just to have the listing and when the house hasn't sold, they'll come back a with a pitch to lower the price.

So home sellers: if you really want to sell, your home has to be priced right, has to be in very good condition and has to be extensively marketed.

Giuliana Enriquez,

Your Bilingual and Experienced Realtor for Buying or Selling Your Home in Roswell, Alpharetta and Woodstock, Georgia

Giuliana Enriquez-Suzuki Multi-Cultural Real Estate Professional ERA Buckhead Realty 395 South Atlanta Street Roswell, Georgia, 30075 USA	Work: 404-675-2000 Mobile: 770-256-7712 Fax: 678-672-2059 Giuliana@CasasPorTodoAtlanta.com http://www.CasasPorTodoAtlanta.com
#1 Website For Homes For Sale in Atlanta in Spanish
Visit MyBlogLog and get a signature like this!

183 Swanee Lane, Woodstock, Georgia 30188

Sat, 10 May 2008 20:09:07 -0500

A Must-See Home in Woodstock, Cherokee County

183 Swanee Lane, Woodstock, GA 30188 View Map

Like new beautiful home in very nice and quiet community. Lots of upgrades. 2 bedrooms, 2.5 bath and a loft that coud be used as an office, exercise room or even as a third bedroom. Bright and sunny living room/dinning area, fenced backyard with beautiful yard, laminate flooring, elegant and modern kitchen with steel appliances, Lots of upgrades throughout!. 2-car garage. HOA dues covers water, sewer, garbage pick u light tennis court, pool, a clubhouse with state-of the-art facilities. Enjoy a Careefree Lifestyle!.
Walk to shops, and restaurants.Convenient to I-
575 and close to great shopping.
Elementary School:Woodstock
Middle School:Woodstock
High School: Woodstock.
Cheroke county taxes makes it the lowest in North metro Atlanta

Details

Asking Price:

$149,000

Bedrooms:

Bathrooms:

2.5

# of Floors:

Garage Size:

Subdivision:

Rivers Edge at River Park

Year Built:

2003

Property Amenities

Community Amenities

Contact Info

Giuliana Enriquez
REALTOR®

Main 404-675-2000
Dir 770-256-7712
Email | Website

21 Ways to Improve The Chances of Selling Your Home

Thu, 10 Apr 2008 22:53:14 -0500

1. Make the Most of that First Impression
A well-manicured lawn, neatly trimmed shrubs and a clutter-free porch welcome prospects. So does a freshly painted - or at least freshly scrubbed - front door. Rake leaves in the Fall. If it's winter, shovel the walkways.

2. Clean Clean Clean
Here's your chance to clean up in real estate. If your woodwork is scuffed or the paint is fading, consider some minor redecoration. Fresh wallpaper adds charm and value to your property.

3. Check Faucets and Bulbs
Dripping water causes stains and suggests faulty or worn-out plumbing. Burned out bulbs or faulty wiring leave prospects in the dark. Don't let little problems detract from what's right with your home.

4. Don't Shut Out a Sale
If cabinets or closet doors stick in your home, you can be sure they will also stick in a prospect's mind. Don't try to explain away sticky situations when you can easily plane them away. A little effort on your part can smooth the way toward a closing.

5. Think Safety
Clean away potential disasters: roller skates on the stairs, festooned extension cords, slippery throw rugs and low hanging overhead lights.

6. Spacious Living
Potential buyers are looking for more than just comfortable living space. They're looking for storage space, too. Make sure your attic and basement are clean and free of unnecessary items.

7. Bathrooms Help Sell Homes
Make bathrooms sparkle. Check and repair damaged or unsightly caulking in the tubs and showers. Enhance your bathroom with flowers, guest towels, and your best mats and shower curtains.

8. Pay Attention to Detail
Loose knobs, sticking doors and windows, pushed-out screens and other minor flaws can detract from your home's value.

9. Dream Bedrooms
For a spacious look, remove excess furniture. Hang fresh curtains and use attractive bedspreads.

10. Warmth of the Sun
Pull back your curtains and drapes so prospects can see how bright and cheery your home is.

11. Sweet Scents
The old trick of delicious scents still makes homes appealing. Bake cookies, pies, or other delectable treats. Or use potpourri as long as the scent you choose is not overwhelming.

12. Coloring the Night with Light
Turn on the excitement by turning on all your lights - both inside and outside - when showing your home in the evening. Lights add color and warmth, and make prospects feel welcome.

13. Garage Neat
Organize the garage. This is often a place that becomes cluttered.

14. Closets Are Important
Closets look their best when they are orderly and not too full. Be sure the lights work and pack away items unused to make them look more spacious. Great time to box up unwanted clothes and donate them to charity.

15. Control the Music
When it's time to show your home, it's time to turn down the stereo or TV.

16. Keep a Low Profile
CENTURY 21^® Sales Associates know buyers - what they need and what they want. Your CENTURY 21 Sales Associate will have an easier time articulating the virtues of your home if you stay in the background.

17. Don't Turn Your Home into a Second-Hand Store
When prospects come to view your home, don't distract them with offers to sell those furnishings you no longer need. You may lose the biggest sale of all.

18. Expert at Hand
When prospects want to talk price, terms, or other real estate matters, let them speak to an expert - your CENTURY 21 Sales Associate.

19. Make it Inviting
Be sure the front entrance is clean and inviting. Paint the gutters, downspouts and the front door. Also sweep the walks, steps and driveway.

20. Touch Up
A small investment in paint for the inside and outside helps. Remember to choose neutral colors.

21. Avoid Crowd Scenes
Potential buyers often feel like intruders when they enter a home filled with people. Rather than giving your house the attention it deserves, they're likely to hurry through. Keep the company present to a minimum.

Giuliana's Marketing Plan to sell your home fast in Atlanta Georgia

Thu, 10 Apr 2008 22:31:10 -0500

Selling your home of Roswell, Alpharetta, Milton, Johns Creek, Duluth, Marietta, Woodstock, Sandy Springs, Georgia?

Here is my Extensive Marketing Plan:

Provide you with a comprehensive COMPARATIVE MARKET ANALYSIS

Submit your home to BOTH MULTIPLE LISTING SERVICES OF GEORGIA: FMLS and Georgia MLS

Produce flyers with FULL DESCRIPTION OF YOUR PROPERTY AND MULTIPLE COLOR PHOTOS

Put a lock box to facilitate ease of showings

Monitor sales and listing activity and keep you informed of what is happening in the market place.

Provide you with a Feedback after each showing

Notify all past clients if they know of anyone looking to buy in your area as well as all the agents of our Roswell, Marietta and Woodstock offices.

Virtual Tours on ALL properties, with my Real Estate Shows

Extensive Internet Marketing to get the maximum exposure for your home with the following national, regional and local websites:

www.AjcHomefinder.com

www.AtlantaMLS.com

www.REALTOR.com
www.Frontdoor.com

And my Personal Website where I market in Spanish and is #1 in Google for homes for sale in Atlanta in the Spanish language:

www.casasportodoatlanta.com

Click here to see results in Google

First time somebody calls me to make an appointment right away!

Fri, 04 Apr 2008 16:29:59 -0500

I just got a call from an Atlanta home buyer who wanted to make an appointment with me! It seemed that the person was in a hurry and was glad that I could meet with her this weekend. This is the first time somebody calls me out of the blue to make an appointment for the next day!! These are the calls I like!. I can tell this person is really motivated to buy a home in Atlanta and wants to make a good decision. What I forgot to ask this person was the source where she found me...I guess it was from my bilingual atlanta real estate website or my Activerain blog...I will find out tomorrow! and I will let you know. I am excited!

Giuliana Enriquez
Bilingual REALTOR

CENTURY 21 Across Atlanta - Helping Families Make a Good Decision
Serving Roswell, Alpharetta, Milton, Johns Creek, Duluth,
Marietta and Woodstock, Georgia. Counties of Fulton, Cobb, Cherokee, Forsyth and Gwinnett
Toll Free: (888)325-1958 Ext 7
Cell: (770)256-7712
giuliana@casasportodoatlanta.com
http://www.casasportodoatlanta.com

buyers seeing homes without a pre-qualification

Thu, 03 Apr 2008 18:29:03 -0500

I just ended up a phone conversation with an atlanta homebuyer who said "I want to see homes before doing a pre-qualification". This buyer found me through my website and asked me if I can show him some homes first. To me, this comes from somebody who thinks that he can buy any house he likes and that the bank will lend him the money for sure. I offered to meet him at my office to give him a consultation and to have him talk to a loan officer before I show him any homes and he said "No I don't have time for that since I run my store from morning to late night everyday...". So I gave him the number of a good loan officer that I work with and he accepted to call because I told him that it was very important to do that before seeing any home. Another day, the loan officer called me to tell me that this person called him but did not want to get pre-qualified at all. After a few days, I called this buyer to follow up and I tried to explain to him that our company's policy is to meet anybody that we don't know at our office for safety reasons and he responded "No...I meet Realtors everyday at my store and I am seeing homes already so thank you..". My answer to this person was "Ok, then I wish you the best of luck, good bye".

This tells me there are agents out there who are showing homes to buyers without a pre-qualification. Besides the fact that this is waste of time, most importantly this hurts the buyer because they fall in love with the home and will try to do anything to get a loan. Later, their monthly payments will be too much to handle and the consequences are numerous: will have to work more to keep up with the payments, will not have any money left to fix or remodel, will not have any money left to take a vacation and etc etc... I believe this is one of the main reasons why there are a lot of foreclosures. So this is why I ask: Please stop taking buyers without having them pre-qualified with a reputable loan officer or lender.

Perhaps I blew it but it seems that this person was working with an agent already so I could not help him. Perhaps, this buyer was not motivated to buy but just wanted to look?. Is this similar to taking listings whose sellers are not motivated to sell?. Has this happened to you before?

Giuliana

Busca Casa en Atlanta? Consiga una Pre-Aprobacion de Prestamo

Mon, 31 Mar 2008 22:02:40 -0500

Si esta pensando en tener su propia casa o ya esta viendo casas, primero antes que todo usted debe conseguir una pre-aprobacion.

Con una pre-aprobacion, puede estar seguro que no perdera su tiempo viendo casas que esten afuera del rango de precio que el banco le prestara por que no hay nada mas desilucionante que enamorarse de una casa y mas tarde darse cuenta que esta mas alla de sus posibilidades.

Otra ventaja de tener una pre-aprobacion es que cuando le mostremos todas las casas que van con sus preferencias y encuentre la casa de sus suenos, usted podra hacer una oferta inmediatamente y su oferta sera mas fuerte y mas favorable. La razon es que el propietario (vendedor) se sentira mas confidente de que su oferta llegara al dia del cierre (dia que se hace la transaccion legalmente). Si hay multiples ofertas, el propietario (seller) puede aun escoger la oferta de usted sobre la de otros solo porque solo usted esta pre-aprobado.

Con una pre-aprobacion es que usted puede obtener la casa por un precio mas bajo. Con una pre-aprobacion, una gran porcion del proceso de prestamo esta completo. Por lo tanto, usted puede someter una oferta con un periodo de contrato mas corto (como 3 semanas). En el mundo de bienes raices...tiempo en el mercado son dolares perdidos. Un cierre rapido vale dinero al propietario (vendedor).

Por ultimo y algo bien importante, una pre-aprobacion le evitara mucho estres porque ya sabra que tiene el dinero para comprar la casa que le guste asi haciendo una buena decision.

Para mas informacion o para hacer una cita llameme y con mucho gusto le ayudare a encontrar la casa perfecta entre todas las casas en venta por todo Atlanta.

Giuliana Enriquez

GIULIANA ENRIQUEZ, REALTOR
ERA Buckhead Realty
Tel: (770) 256-7712
CasasPorTodoAtlanta.com
395 South Atlanta St, Roswell, GA 30075

One of the subdivisions I recommend: Westridge in Woodstock, GA

Fri, 14 Mar 2008 21:39:39 -0500

WELCOME TO THE COMMUNITY OF WESTRIDGE IN WOODSTOCK, CHEROKEE COUNTY, GEORGIA, USA

Come check the great swim and tennis community of Westridge in Woodstock, Georgia very close to the city of Roswell just off Highway 92 (Woodstock Rd).

This community features 2 play grounds for your children to play, a swimming pool, 2 tennis courts and a clubhouse.

Click here to see all the houses for sale in the subdivision of Westridge.

GIULIANA ENRIQUEZ, REALTOR
ERA Buckhead Realty
Tel: (770) 256-7712
CasasPorTodoAtlanta.com
395 South Atlanta St, Roswell, GA 30075

Subscribase a mi Blog de Bienes Raices al Norte de Atlanta USA

Si usted ha estado pensando comprar casa y quisiera lo mejor, trabaje con la mejor

Wed, 05 Mar 2008 21:03:55 -0600

Si usted ha estado pensando comprar casa y quisiera trabajar con profesionales honestos y expertos, usted los ha encontrado.

Como una agente de bienes raices (inmobiliaria) honesta, solo le puedo recomendar prestamistas honestos que trabajaran conmigo para ayudarle a hacer una buena decision en la compra de su casa en Atlanta, GA.

Ser propietario de una casa le brinda muchos beneficios. Además de la satisfacción de ser propietario, usted puede generar capital (equity), disfrutar de las deducciones de impuestos, dejar de perder su dinero en renta, y controlar su forma de vida. Si ha estado pensando en comprar desde hace un buen tiempo, ahora es el momento para hacerlo!. Clique aqui para mas informacion

Ya sea comprador por primera vez o que esté comprando una nueva o segunda casa en Atlanta Georgia, los prestamistas que le recomendare son los mejores y mas honestos en la industria que lo educaran y trabajaran para que usten tenga un préstamo con una tasa de interes fija y mas baja comparado a otros bancos y prestamistas.
Con o Sin Cuota Inicial (0% de Down Payment)
Con o Sin Credito
Con Tax Id (ITIN)
Con Credito Imperfecto
Con Pasaporte de su pais (Visa)

Giuliana Enriquez
Bilingual REALTOR

ERA Buckhead Realty- Helping Families Make a Good Decision in the Purchase or Sale of Their Homes in Roswell, Alpharetta, Milton, Johns Creek, Duluth,
Marietta and Woodstock, Georgia. Counties of Fulton, Cobb, Cherokee, Forsyth and Gwinnett
Toll Free: (888)325-1958 Ext 7
Cell: (770)256-7712
giuliana@casasportodoatlanta.com
http://www.casasportodoatlanta.com

Lo que realmente necesita saber sobre bienes raices

Wed, 05 Mar 2008 20:36:45 -0600

El temor a la hora de comprar su casa...

Es increíble la cantidad de preguntas que surgen a la hora de comprar su primera casa. ¿Cuánto dinero necesito para la cuota inicial? ¿Necesito contratar un REALTOR®? No tengo crédito, ¿Puedo comprar una casa? Todas estas preguntas y muchas más tienen respuesta, sólo necesita conseguir la ayuda adecuada. Primero que todo, necesita evaluar su situación personal. Esto es muy sencillo. Si usted tiene el deseo, la necesidad y la disponibilidad, entonces está listo. Su REALTOR® es la persona apropiada para aclarar todas sus inquietudes.

Para comenzar quisiera establecer la diferencia entre un REALTOR® y un agente de bienes raices.Mientras que un agente de bienes raices simplemente tiene una licencia del estado para trabajar, un REALTOR® ha pasado por un proceso adicional para ser miembro de la cámara local de REALTORS® y la Asociación Nacional de REALTORS®", acogiéndose de esta manera al código de ética. Estos son algunos puntos a considerar al comprar una vivienda:

Contratando a su REALTOR®
Todos sabemos lo estresante que puede resultar comprar una casa. Es una gestión que involucra muchas emociones y si no tiene la supervisión de un calificado REALTOR®, puede llegar a frustrarse. Su REALTOR® trabajará con usted y para usted durante todo el proceso de compra de su vivienda. Su REALTOR® tambien conoce el mercado, tiene los contactos necesarios para llevar a cabo la transacción y además puede negociar por usted. Su agente profesional también le aconsejará sobre los diferentes aspectos del proceso de la compra de su casa, tales como financiamiento, inspecciones, evaluaciones y le ayudará a entender los diferentes gastos que acarrean la compra de su casa conocidos como los gastos de cierre. ¿No le gustaría ser ayudado por un profesional que tiene la experiencia, las herramientas y las habilidades para representarlo?. Los trámites de bienes raices son uno de las inversiones más importantes que un individuo hace en su vida. Hoy en día, estas transacciones superan los $100,000. ¿Si tuviera un problema de impuestos de $100,000 intentaría arreglarlo sin la ayuda de un contador público certificado (CPA por sus siglas en inglés)? ¿Si tuviera una pregunta legal de $100,000 se arriesgaría a responderla sin la ayuda de un abogado? Comparando el costo de la inversión con el alto riesgo que entraña, sería un error intentar cerrar un trato en bienes raices sin la representacion de un agente de compradores".

Si Usted Esta Pensando en Comprar una Casa, Acquiera su Reporte de Credito GRATIS

Sat, 01 Mar 2008 18:12:00 -0600

De acuerdo con el Fair and Accurate Credit Transactions Act (FACT Act), consumidores son elegibles a acquirir un reporte de credito gratis una vez cada 12 meses de cada una de las tres companias de reporte de credito del consumidor a nivel nacional: Equifax, Experian y TransUnion.
Si usted esta pensando en comprar una casa, es siempre una buena idea saber que informacion ha sido reportada en su credito tan pronto como sea posible.
Para mas informacion, vaya a http://ww.annualcreditreport.com/
Como siempre, estoy aqui para ayudarlo mas aya de la hipoteca de su casa. Si hay algo que pueda hacer por usted, un amigo o miembro de la familia, por favor contacteme.
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