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Blog entries tagged with "protection":
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Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers
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As a member of the New York State Association of Realtors I have been involved in supporting and opposing legislation that is important to our industry and private property owner's rights in NYS. We have just been able to have a bill pass both the Senate and the Assembly that stops … (3 comments)
Clearly, I need to be more diligent on this.
Sure you enjoy your lake home but you can do so much more. Protecting our water ways is an obligation we all have. You want your lake to be there for generations to enjoy. It can also be a very fun and educational time for everyone. Monitor your lakes chemistry, … (0 comments)
Yes, this is a blatant attempt to use a cute and cuddly little critter to grab your attention. I mean, who can resist a photo of a sleepy little kitty all curled up in a bowl? But little Peyton likes to curl up in crockery when it's time for a snooze.
If you had the unlimited resources to purchase the home of your dreams, fill it with the finest home furnishings money can buy, and display your most cherished family heirlooms and memories, you wouldn't dream of chancing fate, and leaving your belongings uninsured against damage, crime, or inclimate weather...would you?
Here in Las Vegas, there are many agents who try to follow the "VIP" image while going after high-profile clientele. While calling themselves experts, it is well known that many of them are not full time, haven't been in the business very long, and/or have very little experience truly working with … (1 comments)
Permission to Republish: This article may be republished in ezines, newsletters, and on web sites provided attribution is provided to the author, and it appears with the included copyright, resource box and live web site link. Although advance permission is not required, please notify us at egibbs@myinvisusdirect.com when you use this … (5 comments)
This is a followup of Lara O'Keefe's scary reminder of how vulnerable we can be http://activerain.com/blogsview/648086/Trust-Your-Instincts 
Annual Dryer Maintenance is a MUST. Build up of lint in your dryer vent or trap is flammable and can set fire by the heating element in the dryer or by a spark from the motor or switch. 
I recently received an e-mail that was originated through ActiveRain from not only a spammer but a SCAMMER. Don't ya just hate those guys? If not for the fact that they are trying to pry my wallet open to take what they please they are simply insulting.
This year in addition to the "due diligence" option where a buyer can have a certain number of days to do any inspection they want and still opt not to purchase the home, we have dropped the "financing contingency". This means that the buyer must have their financing in place by … (0 comments)
A few weeks ago there was a horrifying article in a Connecticut paper written by a journalist who is a first time homebuyer. Horrifying because he was extolling the virtues of his part time real estate agent who had not required him to "sign anything"
I know that many of you have seen the ads that are flying around about credit. They may seem to have some humor behind them, but there is nothing funny about having your identity stolen. Credit fraud is on the rise and there are a few ways that you can combat … (11 comments)
The Butte County Fire Safe Council has done some mailings with information on how to protect yourself in the event a wildfire passes by your home here in Paradise and Butte County. In case you haven't received this information, I wanted to pass it along to everyone that may find it … (0 comments)
Today, I received the ANNUAL FIRE LETTER from the Marin County Department of Parks and Open Space.
Conservation and protection of Florida's scenic beauty should be a top priority for homeowners unless we want our home values to plummet as the state becomes billboard central. I don't think any Florida homeowner desires their neighborhood to look like Time Square in New York City full of advertisements as far … (0 comments)
Are you a sitting duck????
If you think that what you don't know can't hurt you... Think again. Non-disclosure is a very big deal in the real estate industry and sometimes situations arise after the close of escrow that nobody knew or thought to disclose and the finger pointing begins.
I have just lost the biggest potential buyer thus far in my career...because I require my buyers to sign an exclusive buyer's agreement contract.
This is a new website where you can put in the url, and then your email address and they will track the price, and alert you to when the price drops and where to buy it.
I have a very big question that needs to be answered and will be used on a radio show that we will be having.
Last week Forbes.com put out a picture story about the best places in the United States to SELL your home.
I thought it may interest some of you to review what has been going on in the United States Congress regarding Mortgage and Foreclosure law and issues in the last few months. Of these seven mortgage-related Acts listed below, only one appears to have passed. Since Realtors must be licensed, it makes sense to create a national mortgage … (4 comments)
I guess as a male I don't consider myself as much at risk as female agents, but when you read stories like this it certainly makes you think about the situations you have been in or may confront in the future. My thoughts and prayers go out to the family.
The Fight Against Identity Theft in Missouri
Please make sure you have an umbrella policy. We all know that we live in such a litigious society. Your broker may require you to have an enhanced auto policy for carrying people in your car while on appointments. Well, that is all well and good, but if you get into … (6 comments)
If you are anything like me, all of your business data is stored on your computer (if not, get it there!). Don't store it on an office network or other computer that you don't own.
I recently tried to displace the myth that real estate and mortgage professionals could determine what you can afford. See: How Much Can I Afford / A Stupid Question, for most of you what you can afford is going to be less, sometimes considerably less than you can qualify for.
The New Jersey state government is actively developing and implement laws to protect the local individual against identity threats. Just as with the federal government, the NJ state government is focusing on making it harder to illegally obtain identity information by requiring users and holders of identity information to maintain proper protection procedures. New Jersey … (0 comments)
Safety Concerns: Do Agents Need To Be So Accessible?by Robert SicilianoReal estate sales can feel like a continual popularity contest. Obviously you, as agents, are much more than that. Of course you want buyers and sellers to think of you when its time to make a move. Agents place ads in … (7 comments)
AN OUNCE OF PREVENTION!
You're preparing to sell your home, and you've taken all the right steps. You've contacted an agent to represent you and to market your home, taken care of needed repairs, cleaned up the yard, and given your home the "white glove" treatment. How else can you attract buyers and a full … (0 comments)
One of the biggest investments you have ever made in your life is your home. Those walls and a roof mean more than just great memories, however. They also can be the basis for your financial health in your later years. Properly planning what you will do with the funds from … (0 comments)
The U.S. Consumer Product Safety Commission (CPSC) recently published its "most hazardous" list of consumer products that are still being used in many American homes---and being sold off at flea markets, thrift shops and garage sales. Although many of the unsafe products listed have been recalled by their manufacturers, unaware consumers … (0 comments)
I just read this article on Yahoo news >>Fed proposes new mortgage protections. I don't see anything positive about it other than someone trying to think of a new way to save the butt. 
Like millions of homeowners, have you gotton in over your head ? Dreading the thought of your mortgage skyrocketing.... you and millions of people are caught in the middle. There is a way out, a way to save your home, a way to save your credit, to save your good name … (0 comments)
A few weeks ago I was dropping my little one off at AWANA. 
LIVE WIRE NETWORKING GROUP
Recently, here in Oregon, we had a lady that was finding vacant homes that were for sale and posing as the owner. She was advertising that she was doing lease options and meeting potential buyers at the home. She would collect a large upfront option fee and first months rent and … (14 comments)
FREE! FREE! FREE!
This is a question many of us are asked on a regular basis without realizing that large amounts of our personal information, including tax, credit, education, and medical information, are keyed to our social security number. Imagine the damage identity thieves could do if they had this information. To protect your … (11 comments)
9 tips to protect your home from break-ins during the holiday seasonNovember through December is the peak time for burglars. It coincides in the time of the year where a lot of houses are left unattended because of people going to parties or holidays. To add, a lot of expensive items are … (1 comments)
Paul Wagner is an expert with Outlook and wrote the following last week from his California home:
Home warranty plans go a long way to alleviate these risks and concerns. For a modest price (currently basic coverage is $400 to $450, and sometimes slightly more for optional coverage). Sellers can provide the Buyer a one-year warranty covering specified heating, plumbing, electrical, water heater or appliance breakdowns. This usually … (2 comments)
As more people use the Internet to shop, identity theft becomes more ominous. By, law cardholders are responsible for just the first $50.00 of fraudulent charges made with stolen credit cards. The hassle to clear you identity can be arduous and painstaking cumbersome. By all means continue to shop on-line, just … (1 comments)
In the United States, there is a crime called identity theft. Very much different from credit card theft, this crime is characterized by the stealing of pertinent personal information like your Social Security number, mother's maiden name and even the birth date. All these information will be used by the identity … (0 comments)
Some homeowners mistakenly believe that a standard homeowner's policy provides more insurance protection than it actually does... that could mean large unexpected out of pocket expenses when one can least afford them. 
Get children tested for lead, even if they seem healthy.
I read an article this morning bringing up the point that security systems may do more harm than good. Former burglars have admitted to pursuing a home with a security sign out front thinking there are more valuable items inside than one without. If you do have a security sign make … (3 comments)
One’s FICO score is a very important determinant of the ability to finance the purchase or refinance of a home. The FICO score is determined by a formula developed by Experian and takes into account many different factors. In today's lending environment, automated underwriting has taken a predominant position in … (0 comments)
When a home is rented, the owner should convert the policy from a homeowner policy to a Landlord Policy. That is traditional landlord "coverage" but should it stop there?
Kiplinger's Personal Finance - Recommends Using an Exclusive Buyer Agent in this March, 2007 article. (They have written many along the same lines in previous years..) Consumer Reports, Money Magazine, CNN Money, the Wall Street Journal, Medical Economics Magazine, the Consumer Federation of America, and many others have all done the … (1 comments)
While You Are Away...
Title Closing Protection Coverage (Predatory Lending Law) January, 2007
Not too long ago there was an article in the New York Times that highlighted the fact that credit monitoring services are mostly a waste of money. The article discussed an id theft victim's plight after 26 credit cards, several cars, and even a home mortgage were acquired using that person's … (2 comments)
Omaha, Nebraska - Contributed by David Matney with Alliance Real Estate
How often do you have home warranties on your listings?
Once again one of our cyberstars sent out a great link to check your firewall protection and some other great items of interest that are available at their website. Spinrite 6 software by the Gibson Research Corporation, a 10 minute video with tech tv's Leo Laporte, and a ton of other … (1 comments)