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Blog entries tagged with "income":
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Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers
and brokers listed on this site. These real estate profiles, blogs and
blog entries are provided here as a courtesy to
our visitors to help them make an informed decision when buying or selling a house. ActiveRain
Corp. takes no responsibility for the content in these profiles, that are written by the members
of this community.
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Earlier today I saw on the news that the BIG 3 Automakers would appear before Congress concerning their bailout appeal. The economic recession has hit the auto industry so hard that these CEO's are willing to try one more time to plead their case for their piece of the bailout pie.
Earlier in November the final ruling was published to simplify the USDA Rural Housing program’s income limit structure for the USDA Guaranteed Rural Housing Program. These income structural changes will become effective on January 20, 2009, unless they receive adverse comments by January 5, 2009. They had put an advance notice … (0 comments)
Your credit score is your best friend and her name is FICO. She loves you and wants to take care of your financial health. The problem is she can't unless you keep her healthy and strong. 
I just had a coaching session with a student of mine and we went over a few things, she is relatively new in the business and has had some difficulty deciding how much business she would like to do, she is pretty timid and afraid that she may be "thinking too … (3 comments)
I did the math and added up what I spent over the past 3 years at a locally owned car muffler franchise: $3,000. Wow. I thought the owners would be happy to "reciprocate" by doing business with me -- their loyal big-spending customer. Boy, was I wrong!
In 40 years I would be your toughest sell to date! I had a life long reputation for standing firm after 27 years of service to my country. My 15 years of real estate drew on thast experience as a tough well tested and truely hardened "negotiator" ---
RENTALS TO OWN: 
What is the difference between pre-qualification and pre-approval?
We are often asked if borrowers have to include all of their income on a loan application. Except in the case of a loan where there are maximum income limits (an affordable housing program, for example), the answer is no. It is always best to submit a loan to underwriting with … (5 comments)
It all depends on the basket.... 
Support enables the industry to bridge what is arguably one of the country's most difficult economic periods and to weather a financial storm not of its own making.
I have had a lot of good responses to my first post "Attract new customers offering a free vacation"
Do you have a Plan B in today's economy? The recession is here and everyone should have multiple streams of income just in case. I worked for 20 years in the Retail Industry. In that time frame I was dependent on one income. When I left that career I realized that I … (0 comments)
Salaried professionals/white collar workers are more likely to have control of their work schedule than hourly blue collar workers. Therefore, white collar workers would have easier access to the election booth than their blue collar counterparts. It seems logical that this would create a situation in which people earning less money … (36 comments)
Possibilities Prevail With this Great Duplex... Read On and Think Outside the Box! Take advantage of today's real estate market to look toward the future with this one!
… (0 comments)
The State of Montana has no use and levies no general sales tax on consumers, a standard also shared by Delaware, Alaska, New Hampshire and Oregon. Two of Montana's excise taxes are the cigarette tax (1921), $1.70 per pack, ranking this tax 13th highest, and the gasoline tax (1947), 27.75 cents … (2 comments)
Cash customers...coming out of the wood-work?
Listening is definitely one of the more critical skills to develop in life. Whether you're listening to your clients trying to articulate what they think they need or want, your spouse share their frustrations with a particular situation or, OH NO, something about YOU or your teenage girl ramble late at night … (0 comments)
Buyers and sellers develop a natural sense of excitement as a transaction's closing date nears. While most aspects should run smoothly, it's wise to be prepared for unexpected delays. Anticipating potential problems before they develop could save untold time and stress.
One pitfall might be the title search. The title is … (0 comments)
Greetings from Miami Beach,
In light of the recent stock market drastic changes I wonder why more people aren't investing in real estate. 
What is an option arm? An option arm is a home mortgage that starts out at a reduced interest rate. At the height of their popularity they were starting out at an interest rate around 3.25%. During this time frame the actual interest rate was running about 5.75%. On a $300,000 house … (2 comments)
Not to pat myself on the back too much, but I really think I'm on to something here.
Hello Everyone,
Do you want to want a Visa to enter the United States anytime that you want indefinitely? Buy a business! The purpose of an E-2 Visa is to bring capital to the United States, employ US workers and stimulate the economy. If you are from a treaty trader nation you can … (0 comments)
If the economy does not continue to revolve then the USA as we know it will probably change.
Today I received an email from my advertising director. The email stated that one of my agents had just joined another company. There was no warning that she was looking around and last time I talked to her, she seemed very happy. Boy that news came out of nowhere.
I love, love, love being self employed. One of the biggest perks is being able to write off as much as possible through my business. Between my husband and I we own four businesses. Lets face it we write off a ton of expenses. Its great!
http://www.msnbc.msn.com/id/26837854/
Let me TELL you the reason why we are all here playing our cards in the Real Estate game... we want to make $$$. But not any old paycheck, we want to max out our lives, we want to have numerous transactions every month of every year. We all saw the … (10 comments)
I've been hearing a lot more about the USDA Guaranteed Rural Housing mortgage program lately. I've been seeing a significant increase in buyer interest in this program, too. With the current, (albeit, likely temporary) suspension of seller-funded down payment assistance programs, the USDA GRH program is ideal both for sellers and … (0 comments)
So far this year about 400 people have been through classes at my school. I have gotten to know many of them. The biggest concern these people have is how they are going to make it through the winter. Does anyone have any pointers or ideas. A few of the things … (6 comments)
"Yes! We were finally approved for our loan and we are on our way to realizing the American Dream of homeownership. Let's celebrate by going to Las Vegas before we close on our loan. Remember: 'What happens in Vegas, stays in Vegas.'"
As we are all aware that they housing market has slowed way down and there are a lot of us Realtors who are looking for ways to increase their income. I have been fortunate enough to be able to scratch out a fairly decent income by focusing on properties located in other countries … (0 comments)
Cashflowing 4-unit in Torrance, CA!Location: Torrance, CAThis property cash flows! Well-kept 2 level, 4-unit building provides a great opportunity for an investor or to live in one and rent the others. All units are 2 bd / 2 ba. Four tandem parking spots in the rear, one for each unit. Other … (0 comments)
Natural gas is expected to see a 25% jump for the 2008/2009 winter months! YOUCH! Landlords, hang on for this ride! Or better yet, find a sucker and get out now. 
I see a lot of people spending a lot of time blogging on active rain. But how is it that you actually start making money with active rain? Whats the importance of points and how does a digital watercooler really help all the agents around it become more profitable?
DOUBLE YOUR CHANCES TO WIN BY BRINGING A GUEST!
By now, most homeowners have, at least, heard the term "short sale". For those that may not be familiar, a short sale is an alternative, for sellers who qualify, in lieu of foreclosure on their home if the amount owed on the mortgage exceeds the value of the home. If their … (0 comments)
Get good at client management, and you will substantially improve the quality of your life in two ways:
Simply put, your income does not affect your credit score. Whether you make 30k per year or 200K - you may share the same scores.
In our new business planning class, we have agents look at budgeting as an essential piece of business planning. That may sound obvious, when creating a business plan, but I have been amazed at how many agents don't know their income YTD or their expenses YTD. The new 2008 NAR Member … (22 comments)
The US non-farm payrolls report is one of the most critical releases for the US dollar, not only because it is market-moving, but also because it can help us gauge the broad status of the economy. Despite the fact that GDP rose 1.9 percent in Q2, up from 0.9 percent … (0 comments)
IS there really a pie in the sky? Is there ever easy money? Another wall of words to ponder over!
The current real estate market downturn has hit me personally... I was laid off last Friday as Assistant Managing Broker. 
The Money Merge Account Is your DEBT paid OFF? Are YOU DEBT FREE The best home based business opportunity is here now with United First Financial. The money merge account system is changing peoples lives accross the United States and Canada. If you are seeking an opportunity to earn extra income, … (1 comments)
Once of the common mistakes Buyer's agents make when selling income property, whether it is a duplex or 20 units, is forgetting to make sure an important clause is in the contract. That clause should say something like:
Two Duplexes for sale in Beloit, WI. Investor opportunity!
… (0 comments)
If you have read the first two parts of this mini series, you will have a good understanding on what AdSense is, what it can do for your website and how to actually implement it. In this last part, you will learn some optimization tricks that will help you get more … (1 comments)
According to a recent Wall Street Journal article, Democratic politicians in California have proposed to fix a $15 billion budget deficit by implementing a nearly $10 billion tax hike. The proposed tax hike is primarily aimed on successful businesses as well as individuals who make 100k+. The proposal could make California the highest tax jurisdiction … (5 comments)
How many people actually follow the advice of Robert Allen and other Guru's?
It doesn't matter if you are a broker, agent, loan officer or an investor, what you DON'T know exceeds that which you DO know when it comes to investing outside of the United States. For most people, this "unknown" is enough of a hindrance to prevent us from enjoying the tremendous … (4 comments)
$132,900
Each unit has 3 large bedrooms and 1-4pc bath. Large livingrooms and kitchens with all appliances.
Don't miss this GREAT Income producer !
This well mainained duplex is centrally located close to downtown, all amenities and bus routes. Both units are currently tenant occupied with a gross monthly income of … (0 comments)
Free Report
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About a year ago I began working with a single young mother of three boys to help her find a home. Her credit was not horrible, but she had no money to put down and very low income. I could go on and on about this person telling you about her … (5 comments)
Start checking off your wishlist!This spacious three bedroom ranch is 2 cute 2 pass up! With a spacious living room that invites you in for a cup of coffee and great conversation.New cabinets, newer Feldco windows with transferable warranty, and a spacious addition for rest and relax are just some … (0 comments)
Back in November in our office, it was my turn to organize a property tour for a small group of us. I decided I had seen enough wannabe-mansions and it was time we looked at what you could get in the more affordable end of our market. Off we went, and … (8 comments)
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Most people know very little about an important product. Long Term Care can save you a lot of money, if you or a loved one becomes disabled.
Send a personalized note or card to express gratitude. 
Wow...2 deals in 2 weeks? This is insane. First housing starts are up 6.3% this month, then I come into the office and I get a message that went something like this...
Tax Credit Would Get Buyers Off Fence A temporary tax credit would be the best incentive to move hesitant home buyers into the market, the NATIONAL ASSOCIATION OF REALTORS® told Congress on Thursday. NAR said the tactic has been successful before; A 1975 temporary tax credit helped to "clear an over-supply … (4 comments)
Opportunity is just a click away: http://www.myvemma.com/stokes
Although it takes some specialized knowledge to work with clients who are investing in real estate, adding a few of these repeat buyers to your client base can increase and stabilize your income, especially during times of low interest rates and depressed property values. Here, in summary, are some of the … (2 comments)
After so many years of qualifying mortgage clients by the same rules our fathers, or Grandfathers played horseshoes, many loan originators have never had to actually meet strict numbers!
Full Documentation Commercial loans: