identity theft: Late Pays, How they Affect Your Credit Score - 03/12/08 11:14 AM
FICO scores evaluate late payment information in a variety of ways - in terms of the frequency of missed payments, the recency of the missed payments, and the level of delinquency (how late the payment is). The impact on the score due to missing a payment will depend on the current
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identity theft: Late Pays, How they Affect Your Credit Score - 03/12/08 11:12 AM
FICO scores evaluate late payment information in a variety of ways - in terms of the frequency of missed payments, the recency of the missed payments, and the level of delinquency (how late the payment is). The impact on the score due to missing a payment will depend on the current
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identity theft: How Revolving Accounts Affect the FICO Score - 03/12/08 09:26 AM
How revolving accounts (credit cards, department store credit cards, revolving lines of credit) are managed is heavily weighted in the FICO score. FICO scores evaluate revolving accounts in a variety of ways, including comparing balances to available credit, as well as looking at the number of accounts with a balance. A
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identity theft: How Revolving Accounts Affect the FICO Score - 03/12/08 09:26 AM
How revolving accounts (credit cards, department store credit cards, revolving lines of credit) are managed is heavily weighted in the FICO score. FICO scores evaluate revolving accounts in a variety of ways, including comparing balances to available credit, as well as looking at the number of accounts with a balance. A
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identity theft: Don't Fall Prey into Tax "phishing" - 03/11/08 03:46 PM
Heed the Warning! Don't fall victim to "phishing" traps, where the internet criminal tries to steal your information by using the tax season to prey on unsuspecting consumers. Please pass this information onto your friends, family & relatives. Internet Users need to be on guard, watching out for the new breed
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identity theft: FICO Scores, The 5 Most Important Factoring Reasons - 03/10/08 03:28 PM
What Affects Your FICO Credit Score and What You Can Do About It Your FICO credit score is a measure of your credit rating - calculated from data contained in your credit report. Most lenders base their credit decisions (at least in part) on this score. Generally, the higher your score,
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identity theft: FICO Scores, The 5 Most Important Factoring Reasons - 03/10/08 11:58 AM
What Affects Your FICO Credit Score and What You Can Do About It Your FICO credit score is a measure of your credit rating - calculated from data contained in your credit report. Most lenders base their credit decisions (at least in part) on this score. Generally, the higher your score,
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identity theft: The Fight Against Identity Theft in Missouri - 03/07/08 12:40 PM
The Fight Against Identity Theft in Missouri I recently attended The Capitol Conference in Jefferson City, Missouri. This is an annual conference where Realtors are able to meet the Representative for our District. We are given the opportunity to talk with that person about concerns we have as citizens living in the
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identity theft: FREE SHREDDING OF PERSONAL DOCUMENTS - 03/07/08 08:20 AM
For those of you in the Charlotte area on Saturday, Shred-It is hosting another privacy party for you to safely rid yourself of hard-drives, documents and other personal items. For further information you may call: (704) 424-5997 WHERE: 1500 N. Graham Street BUSINESS: COMPU-TEL HOURS: 9a-1p Please only 2-3
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identity theft: Homebuyers Thwarted by Identity Theft, they can protect themselves - And Should! - 03/05/08 01:24 PM
Identity theft is the fastest growing crime in America and most of us are doing nothing to protect ourselves from its devastating consequences! As a mortgage professional I consistently see victims of financial or credit identity theft. It haunts many, many people and disturbs or completely thwarts the home buying or refinancing
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identity theft: 7 Things You Can Do to Protect Your Identity - 03/04/08 09:53 AM
By managing your personal information carefully and sensibly, you can help guard against identity theft. Here are some simple precautions that can help keep your information safe: 1. Disclose your Social Security number (SSN) only when it is absolutely necessary. Don't have your Social Security number printed on your checks and
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identity theft: FICO Scores, The 5 Most Important Factoring Reasons - 03/03/08 10:57 AM
What Affects Your FICO Credit Score and What You Can Do About It Your FICO credit score is a measure of your credit rating - calculated from data contained in your credit report. Most lenders base their credit decisions (at least in part) on this score. Generally, the higher your score,
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identity theft: Practical Obscurity and Public Records - 03/02/08 12:12 AM
It used to be that if you wanted to obtain a copy of the deed to your house, you had to make a trip to your local courthouse, enlist the aid of a clerk in the Recorder of Deeds' office to assist you in searching through those old, dusty canvas books,
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identity theft: E-mails From the IRS? Be Skeptical - 03/01/08 01:09 AM
E-mails From the IRS? Be Skeptical Have you ever received an e-mail that promises you an additional tax refund? In one day, I received six of them, each with a higher amount than the last. Unsuspecting people may fall for such a gimmick and unwittingly start providing the sender with personal
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identity theft: Ways to Improve Your FICO Score - 02/29/08 02:20 PM
Learn what your current FICO Credit Score is and what appears on your credit report. Don't open new credit cards that you don't need just to increase your available credit. This approach could backfire and actually lower your score. Try and keep your total account balances as low as possible. High outstanding debt may
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identity theft: Ways to Improve Your FICO Score - 02/29/08 10:15 AM
Learn what your current FICO Credit Score is and what appears on your credit report. Don't open new credit cards that you don't need just to increase your available credit. This approach could backfire and actually lower your score. Try and keep your total account balances as low as possible. High outstanding debt may
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identity theft: Ways to Improve Your FICO Score - 02/29/08 08:36 AM
Learn what your current FICO Credit Score is and what appears on your credit report. Don't open new credit cards that you don't need just to increase your available credit. This approach could backfire and actually lower your score. Try and keep your total account balances as low as possible. High outstanding debt may
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identity theft: FICO Scores, The 5 Most Important Factoring Reasons - 02/28/08 09:35 AM
What Affects Your FICO Credit Score and What You Can Do About It Your FICO credit score is a measure of your credit rating - calculated from data contained in your credit report. Most lenders base their credit decisions (at least in part) on this score. Generally, the higher your score,
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identity theft: WOW! The Feds are Going to Cut Interest Rates Again - 02/27/08 04:34 PM
AP Wednesday February 27, 3:28 pm ET By Jeannine Aversa, AP Economics Writer Bernanke Says Fed's Priority Is Shoring Up the Economy, Pledges to Cut Interest Rates The central bank started lowering a key interest rate in September. Over just eight days in January, the Fed shaved 1.25 percentage points, the biggest
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identity theft: Ways to Improve Your FICO Score - 02/27/08 01:27 PM
Learn what your current FICO Credit Score is and what appears on your credit report. Don't open new credit cards that you don't need just to increase your available credit. This approach could backfire and actually lower your score. Try and keep your total account balances as low as possible. High outstanding debt may
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identity theft: Ways to Improve Your FICO Score - 02/27/08 08:57 AM
Learn what your current FICO Credit Score is and what appears on your credit report. Don't open new credit cards that you don't need just to increase your available credit. This approach could backfire and actually lower your score. Try and keep your total account balances as low as possible. High outstanding debt may
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identity theft: 7 Things You Can Do to Protect Your Identity - 02/26/08 01:20 PM
By managing your personal information carefully and sensibly, you can help guard against identity theft. Here are some simple precautions that can help keep your information safe: 1. Disclose your Social Security number (SSN) only when it is absolutely necessary. Don't have your Social Security number printed on your checks and
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identity theft: Beware of this Identity Scam - 02/25/08 04:54 PM
Watch out the this identity scam that they are now using. It seems once a week or so I get an email regarding these losers tricks! Remember, Never EVER give your info to anyone, no matter what. If they are persistant or sound imtimidating, tell them to send proof or even
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identity theft: Don't call me....I'll call you! - 02/25/08 02:04 PM
Do you find yourself with "too much information?" Are you wanting to put a stop to all the items you didn't ask for, don't need, don't want and really don't care about? Would you like to receive less... JUNK MAILTELEMARKETING CALLSSPAM BY EMAILWould you like to protect yourself... IDENTITY THEFTENTERING A SWEEPSTAKESSHOPPING BY MAIL
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identity theft: Some Folks Just Don't Get It - 02/25/08 12:52 AM
Ed Rybcyznski posted an entry on his Title-Opoly blog about a piece in phillyburbs.com by Jenna Portnoy in which she interviews Fran Gaspari of Patriot Land Transfer and brings attention to the practice of online title searching. While Ms. Portnoy does an admirable job of reporting on the outsourcing angle, I thought the
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identity theft: Identity Theft And Terrorism Off Shore...Heads Or Tails!!! - 02/23/08 02:49 PM
Bouncing back and forth between Active Rain and Title-opoly, Ed Rybczynski's fabulous web site where hard core title issues are openly discussed, sometimes ad nauseum, a very important matter came to my attention...a matter which requires swift and immediate action. We constantly post about and read about the deplorable conditions which
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identity theft: Identity theft is a serious crime!!! - 02/21/08 09:10 AM
Your identity can be stolen at any time. This can destroy your credit and ruin your name. It can also cost you a lot of time and money to get it straightened out. Here are a few things to keep in mind. Don't use password that are obvious.Like your last name, SSN or some
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identity theft: Identity Theft: Top Complaint by Consumers - 02/21/08 07:24 AM
Have you thought about Freezing your credit report? Well you can! You can "Freeze" your credit report to prevent Identity Theft. Freezing your report isn't for everyone, especially if you are buying something as it will delay any new credit you may need. If you don't suspect you will be needing access to
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identity theft: CREDIT CHECK - 02/20/08 12:05 PM
It's that time again! Time to check your credit. In order to purhcase a home and get a loan there are a few things you will need to line up. Your credit history will be ran, so it is imporant you manage your accounts properly. A higher FICO score means you can get a
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identity theft: Pennsylvania: Identity Theft Protection - 02/17/08 10:52 PM
The Pennsylvania state government is actively developing and implement laws to protect the local individual against identity threats. Just as with the federal government, the state government is focusing on making it harder to illegally obtain identity information by requiring users and holders of identity information to maintain proper protection procedures. Pennsylvania passed tougher laws which went into
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identity theft: New Jersey Identity Theft Protection - 02/16/08 08:56 PM
The New Jersey state government is actively developing and implement laws to protect the local individual against identity threats. Just as with the federal government, the NJ state government is focusing on making it harder to illegally obtain identity information by requiring users and holders of identity information to maintain proper protection procedures. New Jersey
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identity theft: Why Don't Some Professionals Offer Consumers Sound Advice? - 02/16/08 10:18 AM
Earlier this week I received a call from a first-time home-buyer wanting to revisit the possibilities of a home purchase. This client had contacted me about 6 months ago and we had a general discussion about their personal circumstances....they were "credit challenged" then and still are now. While I recalled their names
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identity theft: Why Landlords Are Identity Theft Targets: Ways To Protect Yourself From Renters - 02/14/08 08:39 AM
Why Landlords Are Identity Theft Targets: Ways To Protect Yourself From RentersRecent studies have shown that landlords are one of the highest risk groups for identity theft. Did you know that landlords account for 50% of the identity fraud victims who knew the person that used their identity? What is Identify Theft?Identity
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identity theft: Everthing you need to know to protect yourself: Identity Theft - 02/07/08 01:00 PM
Identity-Theft is the fastest growing crime in America; 9.9 MILLION victims were reported last year, according to a Federal Trade Commission survey! What is identity theft? Identity theft occurs when someone uses your personally identifying information, like your name, Social Security number, or credit card number, without your permission, to commit fraud
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identity theft: How to Avoid Identity Theft - 02/07/08 12:32 PM
ATTORNEY'S ADVICE -- NO CHARGERead this and make a copy for your files in case you need to refer to it someday. Maybe we should all take some of this advice.A corporate attorney sent the following out to the employees in his company.1. The next time you order cheques have only
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identity theft: Identity Theft - 02/07/08 10:55 AM
I attended a meeting today and the topic was identity theft. I was under the impression, like many others, that Identity Theft only occured with credit cards and driver's licenses. Today, I saw how those are only 2 of the types. Apparently social security numbers is huge also. People use the
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identity theft: Credit Freeze, Protect Your Identity! - 02/02/08 02:20 PM
America's number one crime, Identity Theft! Would you believe in the time it takes you to count to ten, five new people will fall victims to this crime? It's amazing! And according to the U.S. Department of Justice, identity theft is now passing drug trafficking as the number one crime in
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identity theft: A Buyer's Finances: How Much Disclosure Do We Need? - 01/28/08 09:44 AM
I have an offer in counter, and one of the sticking points involves financial disclosure of the purchaser's assets to the seller and his agent (who happens to live in the building where my buyer is making the offer). We sent over an excellent offer with a lenders letter from an extremely
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identity theft: Is "Big Title" Outsourcing YOUR Security? - 01/25/08 10:20 PM
Most of us think of outsourcing in terms of manufacturing jobs lost to low-wage workers in places like Mexico or China. You may be surprised to find out, however, that the latest corporate trend in outsourcing isn't taking place at companies like Wal-Mart or Microsoft. This time, it's the major title
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identity theft: Scary video about identity theft - 01/24/08 04:59 PM
Over 9.9 million Americans were victims of identity theft last year. Watch this 10-minute video to learn what you can do to protect yourself from becoming a victim. Wade Young is a Denver Mortgage Broker
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identity theft: Identity Theft - 01/23/08 06:33 PM
Identity Theft is no laughing matter. Those who have had their identity stolen will tell you that they paid dearly to have their good name restored. Here are some things you can do to protect yourself from identity theft. Remove your name from the marketing lists of the three primary credit bureaus by calling
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identity theft: The TRUTH about "Credit Freezes" (Don't get your hopes up) - 01/20/08 08:36 PM
As you've probably heard, all three credit bureaus are offering consumers this new "credit freeze" "deal". Well, it's actually not really a deal when you break down the benefits of it. (It's a DEAL for the credit bureaus!)1.) They're not free and can be costly. First, nobody can get a "credit
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identity theft: Don't rely on anyone to stop ID theft but YOU! - 01/19/08 03:10 PM
You've heard about ID theft many times over by now. You've seen offers to monitor your credit for free for 30 days. You've probably seen the freecreditreport.com commercial. But if you were like me, you move on to the next subject or channel and throw out all those offers. Until it
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identity theft: Identity Theft - 01/18/08 01:03 PM
If you believe you have been a victim, call 800-680-7289 which will place a 3 month fraud alert on your account to all 3 bureaus. To place a long term (usually 5 year) alert, you will need to go the the police station to fill out a MISC items police report.
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identity theft: Identity Theft Can Be Devastating! - 01/17/08 06:43 PM
IDENTITY THEFT CAN BE DEVASTATING By Barbara Linker, Linker Mobile Notary Service - "Your San Diego Notary Link"® Identity Theft is what happens to you when someone uses your personal information to commit fraud in your name. The resulting damages can cause you much devastation! Identity thieves can go on spending sprees using
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identity theft: More fake emails. This one looks like it is from the IRS. - 01/17/08 07:37 AM
I had a friend fall for this one. I can't believe in todays age we still have people falling for these. Here is the post. Just be on the lookout and remember if you think it is real call the company and don't respond to the email until you know it is
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identity theft: Avoid Identity Theft - OPT OUT of that stuff - here is how... - 01/17/08 01:25 AM
Are you tired of getting unsolicited credit card offers, promotional material, telemarketing calls, direct mailing, and unsolicited emails? Many of this "junk stuff" you get can be an open door for identity theft if you are not careful. Always shred anything with personal information on it, and be very aware of
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identity theft: How I Increased My Business with a Value-Added Service - 01/16/08 12:43 PM
In this time when mortgage loans are slowing down, so is your income. I found that when I started my business that I really enjoyed marketing. Consequently, I am always looking for ways to market and increase my business and income. In my particular circumstance, I took a self-study Identity Theft Risk
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identity theft: How To Get Off A Mailing List, and give the world your credit card number - 01/15/08 09:40 PM
Recently the Direct Marketing Association dropped their requirement that you pay $1.00 to remove your name from their member lists (the Mail Preference Service). Well not completely, you can remove yourself via their on-line form without paying $1.00, a mail in form with a $1.00 fee option still is available. This
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identity theft: Time to pull your annual free credit report - 01/11/08 08:14 AM
WHAT'S ON YOUR CREDIT REPORT?? How to pull your ‘FREE' annual credit reports: Go to http://www.annualcreditreport.com/Click on the drop down menu for which State you are in.Hit the 'GO' button and start filling out info. The http://www.annualcreditreport.com/ site will always be your base site.There will be a link on each consecutive page that will
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identity theft: Super Easy Way to Raise Your Credit Score! - 01/04/08 04:55 PM
I was given this information by a mortgage broker over a year ago and have shared it with everyone I know. Its so simple and painless! Everyone I have shared this with was amazed so I thought I would post it in my blog so I could share it with even
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identity theft: FREE Corona Event ~ Prevent Identity Theft ~ Dos Lagos - 01/04/08 09:18 AM
CBS news reports that identity theft led the list of fraud complaints filed with the U.S. government in 2000, becoming the fastest-growing crime in the nation. This type of crime is on the rise and you need to know how to protect your family. The Corona Police Department will be presenting a
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identity theft: Twelve Days of Safety ~~ On the Eighth Day...ID Theft - 12/20/07 12:26 PM
If you have read any of the other posts in this series, you know that two of the days (days 5 and 7) are more funny than clear and present dangers. If you have missed any, you may still read them and let me know what your thoughts are. Todays safety topic
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identity theft: Attention Sellers! If Your Home Is On the Market...Be Careful! - 12/17/07 04:14 PM
One day last Summer I received a phone call from the Broker of another office who was trying to track down a theft which had occurred at the home of some clients his brokerage represented. It turns out, during a showing a few weeks prior to the phone call, some checks had
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identity theft: And the Winner is….The One Who DIDN’T Enter! - 12/15/07 06:46 PM
Ever hear the saying: You can't win if you don't enter? Well, maybe you can. Before you enter that next drawing at your local department store, sporting event, or county fair, think twice. Yesterday, I was listening to a local radio program as I cruised home from showing homes listed throughout Forest
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identity theft: Identity Theft: low-cost solutions with Homeowners/Renters policy - 12/12/07 05:23 PM
According to the Federal Trade Commission, over 10 million Americans have their identities stolen each year. In fact, you or someone you know may have experienced the crime of identity theft. Homeowners and renters now have a low-cost option available to protect against this growing problem. Several insurance providers are now
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identity theft: Who needs my social security number anyway? Stopping Identity Theft - 12/11/07 11:38 AM
I've done many persentations on identity theft over the past couple of years and love to ask this question of the audience. Far to many groups, businesses, etc. track our social security number in their records. Far more than have any real need to track it, or access it. If we
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identity theft: If you believe you have been the victim of identity theft - 12/05/07 12:23 PM
If you believe you have been the victim of identity theft, you may use the form below to send a complaint to the Federal Trade Commission (FTC). The information you provide is up to you. However, if you don't provide your name or other information, it may be impossible for the FTC to refer,
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identity theft: Can You Spot a Fake Email? - 12/04/07 08:00 PM
I received a startling email this morning (7:12am) confirming my purchase for $175 to "X" company for some product. Well, I didn't use this account and had no idea who the company was so I was on alert to find out WHAT was really happening. This left me concerned knowing my husband has never
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identity theft: Lost my purse... - 12/04/07 06:30 PM
COURTESY OF FLICKR...OK, it was only a dream, but it started me thinking. After a night of junk food (see previous post), I had a weird dream and woke up in a cold sweat. There was all kinds of strange things in the dream, but my main concern was that I had
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identity theft: Identity Theft - 12/02/07 10:18 AM
On December 10 and 11, 2007, the Federal Trade Commission will host a public workshop, "Security in Numbers: SSNs and ID Theft," to explore the uses of Social Security numbers in the private sector and the role of SSNs in identity theft. This workshop continues the work of the President's Identity
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identity theft: Identity theft - 12/02/07 09:52 AM
Identity theft This website is a one-stop national resource to learn about the crime of identity theft. It provides detailed information to help you deter, detect, and defend against identity theft. www.ftc.gov/bcp/edu/microsites/idtheft/index.html Read on to find out more about identity theft and what you can do about For all your Real
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identity theft: Identity theft - 12/02/07 09:50 AM
Identity theft This website is a one-stop national resource to learn about the crime of identity theft. It provides detailed information to help you deter, detect, and defend against identity theft. www.ftc.gov/bcp/edu/microsites/idtheft/index.html Read on to find out more about identity theft and what you can do about For all your Real
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identity theft: Shopping Online this Holiday Season? Read This! - 11/28/07 10:51 AM
Hi Everyone,Are you one of those people that cannot stand the crowded malls this time of year? Or are you so busy that you haven't even made your shopping list this year, let alone bought gifts? If so, online shopping might be the way to go! I do a combination of
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identity theft: Identity Theft - 11/19/07 11:34 PM
The FTC has a program called "Deter, Detect, Defend" which is an excellent presentation on Identity Theft. As a value added service to my Notary Business, I offer a 1/2 hour presentation of this information. Details can be viewed on my website's ID Theft page at: http://www.linker-mobile-notary.com/Identity.htm. I am always looking
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identity theft: PSA - California Duplex Purchased Via Identity Theft - 11/09/07 01:05 PM
http://www.mortgagefraudblog.com/index.php/weblog/permalink/california_duplex_purchased_via_identity_theft/
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identity theft: Identity Theft Education - 11/09/07 11:12 AM
With Identity theft happening on a consistent basis, all we can do is Deter, Detect and Defend. The following website from the Federal Trade Commission holds fantastic educational information. http://www.ftc.gov/bcp/edu/microsites/idtheft// There is some great information out there to get into the hands of your clients, family and friends. It is incredible the
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identity theft: Identity Theft: Are YOU protected? Guess Again! - 11/09/07 10:25 AM
I recently have been speaking with a Certified Identity Theft and Risk Management Specialist, as being a victim of Identity Theft and taking over a year to fix the problem, I wanted to do more research on how this happens, and what I can do to protect myself and those I
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identity theft: What is your social security number? - 11/09/07 08:06 AM
This is a question many of us are asked on a regular basis without realizing that large amounts of our personal information, including tax, credit, education, and medical information, are keyed to our social security number. Imagine the damage identity thieves could do if they had this information. To protect your
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identity theft: DON'T LOSE YOUR HOME TO IDENTITY THEFT~~~ a TRUE STORY - 11/03/07 09:38 AM
FRAUD - LOSING YOUR HOME - IDENTITY THEFT It is a day past Halloween, but here is a scary TRUE story: My office is presently working on a case that is so prevalent that I thought posting it on my blog would be helpful. The matter involves a single person who bought
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identity theft: FRAUD - LOSING YOUR HOME - IDENTITY THEFT - 11/01/07 07:42 PM
It is a day past Halloween, but here is a scary TRUE story: My office is presently working on a case that is so prevalent that I thought posting it on my blog would be helpful. The matter involves a single person who bought a home 5 years ago. It is a
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identity theft: Let her rip and protect yourself at the same time: PAPER SHREDDERS - 11/01/07 08:45 AM
I recently wrote a blog on personal safety. I think it's also worthy to mention the safety of your identity. I hope everyone out there has a paper shredder. Shred anything that can potentially be used to steal your identity, don't just throw it away. Bank and credit card statements and anything
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identity theft: UPDDATED! Do Something to Stop Theft of YOUR Identity - 10/24/07 09:12 AM
Bring your confidential papers (no need to remove staples or clips), 3-ring binders, floppy disks, and CDs and do your part to stop identity theft on Saturday, April 26, 2008 from 9am to 1pm. Watch through a camera as your papers are shredded onsite! You'll find the shredder truck in the
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identity theft: Illinois Realtor Security Breach - 10/22/07 08:32 PM
After the recent security breach of the Illinois licensee database I urge real estate professionals to put a seven year fraud alert with the credit agencies instead of the 90 day alert. Anyone interested in identity theft will most likely wait at least 90 days after they've stolen the information. So far agents
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identity theft: Be aware of Identity Theft! - 10/19/07 12:28 PM
It's so easy in today's society to get scammed and never know it. We don't check our credit reports like we should and only become aware of problems AFTER the problems occur. Don't wait until you're in the market for a home to check your credit report - check it constantly.
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identity theft: Identity Theft and Solicitations - 10/19/07 09:12 AM
I have originated loans from Illinois for the past 14 years and was surprised to see that according to the Federal Trade Commission, Illinois ranks 13th in the country when it comes to identity theft complaints per 100,000 population for 2006. I have had a few cases of customers in the past
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identity theft: Put Identity Theives on Ice by Freezing Your Credit - 10/16/07 01:40 PM
Credit Freezing looks to be a very simple, yet very effective counter-measure to identity thieves. Freezing effectively denies any permission to access to a consumers credit report, new lines of credit cannot be opened and existing information is placed behind a firewall. When a consumer decides they want to apply for
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identity theft: Identity Theft on the Rise! - 10/12/07 09:15 AM
According to the Federal Trade Commission, identity theft is the fastest growing crime in America. Over 27 million (MILLION!) identities have been stolen and 15 million more will be stolen in the next year! That's about 2 identities a second. Bone Endustries, LLC is pleased to offer a response to
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identity theft: Opting out on Pre-Approved Credit Card offers. - 10/11/07 08:18 AM
If you're like me, you receive several "pre-approved" credit card offers in the mail each week. If so, you've probably asked yourself "Where do these come from and how can I make them go away?" The bad news : It is common practice for the three national credit repositories ( experian, equifax
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identity theft: Protecting Yourself From Identity Theft - 10/07/07 09:52 AM
I wanted to share this important information with everyone. I was in a class recently and the presenter said that a vital thing for all of us to do was to check our credit reports on a quarterly basis in order to see if our identity was compromised. He mentioned that he
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identity theft: Identity theft CAN hit you too - 10/02/07 08:02 PM
Having just read My Client is a victim by Rick Grand I couldnt help but share this one from CNN..... NEW YORK (CNN) - Two men have been accused of stealing money from the personal bank account of New York Mayor Michael Bloomberg, the Manhattan District Attorney's office announced Tuesday.Charles Nelson, 31,
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identity theft: CRIME ALERT: BURGLARIES - 09/21/07 01:22 PM
Three residential occupied burglaries have recently been reported in Minnetonka, MN. The Minnetonka Police Department is offering a cash reward for information that leads to an arrest and conviction in this case. The suspect(s) entered through unlocked doors and stole cash from the victim's purses. There is no suspect description information at
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identity theft: Identity Theft Protection - 09/20/07 04:29 PM
If you have ever sat up at night and worried about someone stealing your identity and racking up huge amounts on your credit cards, worry no more. I just read a great article called Stop Identity Theft-Freeze Your Credit I am filling out the forms today and sending them of to the
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identity theft: The WOW of the Week! ...................... Virtual Credit Card Account Numbers. - 09/19/07 11:55 PM
To stave off the identity thieves, major credit cards companies have come out with a new super safe credit vehicle that will go a long way in protecting your identity from would be Internet thieves. The major credit comapnies are providing a virtual credit card number that is secured to your regular
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identity theft: Identity Theft - 09/18/07 12:37 PM
I don't know about you but I think about identity theft almost on a daily basis. With this day and age technology has taken us to new heights making it easier for thieves to gain our personal information and use it against us. As Realtors, we are in the public eye
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identity theft: What was I thinking? - 09/17/07 04:46 PM
I am a mother who is always warning my children (as most mothers do) about the dangers of things. Don't get in the car with a stranger, don't help find a lost pet, don't take candy from strangers, and don't let someone in the house you don't know the list goes
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identity theft: How to Prevent Identity Theft - 09/15/07 04:12 PM
Identity theft is one of the fastest growing crimes in America today. Being a victim can have a huge impact on you now and potentially well into the future. One of the frightening aspects of identity fraud is that it's most often perpetrated by a faceless enemy, and the struggle is
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identity theft: Identity Theft Information from the FTC - 09/13/07 10:17 PM
According to the FTC (Federal Trade Commission) approximately 9 million Americans have experienced identity theft. Below is a link to the FTC website that provides specific information about identity theft. There is also a short video in both English and Spanish. Don't think it can't happen to you, because it can.You
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identity theft: Identity Theft Information from FTC - 09/13/07 10:03 PM
According to the FTC (Federal Trade Commission) approximately 9 million Americans have experienced identity theft. Below is a link to the FTC website that provides specific information about identity theft. There is also a short video in both English and Spanish. Don’t think it can’t happen to you, because it can.You
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identity theft: IDENTITY THEFT - Stop the credit card applications! - 09/12/07 03:23 PM
How many credit cards do you have? How many credit cards do you carry? How many credit cards would you miss if one fell out of your purse or wallet? How many cards would you miss if you left it at a gas station, store or restaurant? The more you have,
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identity theft: IDENTITY THEFT - STEPS TO TAKE NOW! - 09/12/07 03:13 PM
What else should you do to reduce risk of identity theft?As a mortgage professional, I have heard all the horror stories about identity theft. The following are suggestions that I have passed on to my clients as ways to reduce the risk of identity theft. I hope this saves one of you
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identity theft: IDENTITY THEFT - CREDIT CARDS LOST - 09/12/07 03:01 PM
>>> PROTECT YOURSELF FROM IDENTITY THEFT! <<<We've all heard horror stories about fraud that's committed on us in stealing a name, address, Social Security, credit cards, etc. Here is one victim's experience. His wallet was stolen. Within a week, the thieve(s) ordered an expensive monthly cell phone package, applied for a
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identity theft: How to shop online without having to use your credit card number! - 09/04/07 05:44 PM
As more people use the Internet to shop, identity theft becomes more ominous. By, law cardholders are responsible for just the first $50.00 of fraudulent charges made with stolen credit cards. The hassle to clear you identity can be arduous and painstaking cumbersome. By all means continue to shop on-line, just
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identity theft: What You Need to Know about Identity Theft - 09/01/07 12:47 PM
In the United States, there is a crime called identity theft. Very much different from credit card theft, this crime is characterized by the stealing of pertinent personal information like your Social Security number, mother's maiden name and even the birth date. All these information will be used by the identity
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identity theft: Why Landlords Are Identity Theft Targets: Ways To Protect Yourself From Renters - 08/29/07 01:49 PM
This article is also viewable at http://www.landlord2landlord.com/Newsletters.aspx. For more articles like this, please join our Newsletter. Why Landlords Are Identity Theft Targets: Ways To Protect Yourself From RentersBy Lisa Wells Recent studies have shown that landlords are one of the highest risk groups for identity theft. Did you know that landlords account for 50%
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identity theft: Identity Theft and Credit Ratings - 08/27/07 02:34 PM
Having a good credit rating, especially in the United States, is very crucial in order to enjoy privileges like owning a home or a vehicle. Most people would try very hard to maintain high credit scores to be able to avail of lower interest rates as well as higher credit limit.
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identity theft: Drive-by Identity Theft - 08/22/07 06:47 PM
Identity theft is a devastating crime that usually commands hundreds of hours, and thousands of dollars, to hinder the thiefs. The thieves are implementing new techniques of snatching purses, cell phones, laptop computers, etc. The link below is to a Broward County Florida Sheriff's video showing daring daylight thefts. Video surveillance tapes
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identity theft: How To Help NOT Being a Victim of Identity Theft - 08/22/07 12:58 PM
Imagine this: You are sitting at your desk or the kitchen table balancing your check book and preparing to pay your monthly bills. You open your credit card statement and you realized there's an $1100.00 charge you are sure you didn't make... Unbelievably upset with that sick feeling in your gut you
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identity theft: Identity Theft: Understanding The Facts - 08/17/07 02:22 PM
The incidence of identity theft in the United States has been growing quite steady over the past years. Surprisingly, people aged 25 to 34 are usually the ones who fall prey to these unscrupulous individuals. In most instances, these victims have little or no knowledge at all that they were exposing
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identity theft: Jury Duty Scam - 08/13/07 10:29 AM
JURY DUTY SCAM: This has been verified by the FBI (their link is also included below). Please pass this on to everyone in your email address book. It is spreading fast so be prepared should you get this call. Most of us take those summons for jury duty seriously, but enough
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