Jason's Anti-Meme Continued...

I have been anti-meme'd by Lindsey Hasford!  I am not exactly sure what this totally means, but I think I get the basic concept, so I am going to give it shot!   

Question 1: Who is my LEAST favorite Musical Artist?  I would have to say Rush.  Terrible to say and I hope I don't make any enemies, but I can't stand the lead singer's voice (Getty something - isn't that his name?).  

Question 2: Who is my LEAST favorite Artist?  I have no earthly idea.  I remember the names of the ones I like and forget the ones I don't!  

Question 3: Who is My LEAST Favorite Blogger?  I definitely have my favorites.  If I don't like someone's blog-itude, I just don't read any more of their blogs!

Question 4: If I could AVOID meeting anyone (dead or alive), who would it be?  My ex-husband's father's 3rd wife (yeah, that is a difficult one to follow).  She is insufferable.  

Question 5: What did I LEAST want to be when I grew up? An accountant.  Didn't know this until my parents thought it would be a great major for me in college.  Made it to Auditing.  Scrapped that idea and finished with an International Business/Spanish degree.

Question 6: What is the LEAST interesting piece of Trivia that I know?  If you can find the North Star, you can easily locate the Big & Little Dipper.  Maybe everyone knows this, which makes it even more boring.  

Question 7: If I could AVOID living in any point of history when would it be and why?  Off the top of my head, I would say the Great Depression.  My parents both grew up during that era and I have heard many a stories about it.  It didn't sound like a fun time.  

Question 8: What is the LEAST interesting job I've ever had?  Lindsey, we definitely have something in common here!  I took a part-time job delivering auto parts to make ends meet.  I figured I could make business calls while I was out on the road, etc.  Didn't quite work out that way.  I ended up stuck in the store most of the time.  I could feel my IQ dropping at the end of each day I worked.  I had to quit to get my IQ back to it's normal level!

I think I'm supposed to tag 8 lucky people for the anti-meme.  Here's my list!

1. Debi Ernst
   
2. Crystal Ledbetter
   
3. Barbara Ries
   
4. Greg Wilson
   
5. Mike Jones
   
6. Brian Delucia
   
7. Nathan Scott
   
8. Chuck Roberts
   

Dear Friend:

 DO YOU REMEMBER WHEN LIFE WAS GOOD?

 
When we began building our lives and families with so much hope, excitement and joy for the future.  It was certainly hard to imagine that good, honest, hard working people like you and me could end up losing everything, but it is happening every day to us, our families and neighbors.  Recent times have brought much stress and turmoil to our once secure financial lives.  Sometimes it is difficult for us to know who really wants to help us or who wants to cheat us.

We decided we would do whatever we could to help people out of this situation, as no one deserves the humiliation and pain that you are experiencing.

The truth is, we not only want to help you, we can help you.  You’re probably wondering why we want to help you.  It is simple, really.  Sometime ago, we learned that the only way you can get what you want is to help others get what they want.  So many people are suffering needlessly only because they don’t have the information they need.

 We have a number of solutions for you to get a new beginning in life that will give you and your family peace of mind and a fresh start in life, without the worries of a looming foreclosure.

 Maybe one of the following applies to you?

I fell behind on payments, but now have the means to continue making my monthly payments, but I can’t pay everything the bank is asking.  We work with a reputable foreclosure resolution company who has excellent contacts in the banking industry.  They may be able to work with you and your bank to achieve a work out plan that “works” for everyone.

 I fell behind on payments, but I no longer have the financial means to afford my home.  We have a licensed real estate agent in our office that may be able to list your home.  If there isn’t enough equity to list the property, there are still options.  We may be able to help you sell your home to one of our many qualified buyers we have pre-approved though our in house financing or we may be able to buy CASH – As Is.

 I fell behind on payments and am trying to move on and I JUST WANT OUT!  We also have the option of purchasing your house As-Is cash. 

 What if none of these situations sound like yours?  Please call us and tell us about your particular circumstances.  We are here to help.

 We believe we can take your foreclosure off your hands, save you from bankruptcy and help put the whole ordeal behind you.

 Please give us a call at 724-783-7180 or 724-316-3298 to discuss your options.

 Sincerely,

 The Professionals at Premier Servicing Company, LLC. 

Many of us may not know, but today, May 30th, is the "real" Memorial Day.  

Memorial Day honors U.S. men and women who died serving our country.  

Memorial Day was first observed on this day in 1868.  It remained the official holiday until Congress passed the National Holiday Act in 1971, moving it to the last Monday in May (thus creating a three-day weekend).  

My parents were married on this day in 1951.  My father was a veteran of World War II and was very proud of his service to his country.  He passed away on November 22, 2004 and is greatly missed by myself, my mother and all those who knew and loved him.  

Please, take a moment on this Memorial Day, to honor those who have given the ultimate sacrifice to our country and our freedom.  And pray for a safe return to those currently serving our country.  

Have a blessed Memorial Day!

Especially motivational/educational books and books that pertain to real estate (marketing, advertising, etc).  

 Last evening, the idea came to me .....  

Why not start a book club on Active Rain?  

 

Something a little different than what may already be out there.

I am sure there are thousands of other AR Members who share in my love of books.  

So I started a group - The Active Rainy Day Book Club!  


Here's my brilliant idea (or at least I think so)!

First, if you are interested, please post some ideas on a book you would like to read, a book you are currently reading or perhaps one you have already read (and you think the group may enjoy).

Second, join the group.  On June 1st, I will let everyone know what the 2 or 3 books of the month will be.  You can pick one or all of them (and order them online).  Start reading (and start commenting).  I will be reading them (and commenting) as well.

I think this will be a great way for us to interact with each other and learn something in the process!  

I have a client who would like to build a Modular Earthship home in Pennsylvania.  

I am not very familiar with these homes, but I understand they were designed by Mike Renyolds.  

I checked out the website and I am not seeing Pennsylvania as an option.

If, by chance, you know anything about these home and if there is a County in Pennsylvania that is receptive to this type of structure, please comment!  

I am so excited!

I have some AR Members subscribing to my blogs!!!

Okay, maybe this has been "said and done" before, but I thought I would share with you what works FOR ME!


 In the morning, you stroll into the office.  Maybe grab a cup of java (or tea, if you are me).  




You boot up your computer and hop online.  Read emails, check the weather or whatever .... right???


What is the first thing you see??? ........ Your Home Page

If you are a true Real Estate Professional and have a strong desire to NETWORK and LEARN from other Real Estate Professionals ....

Make Active Rain Your HOME PAGE!

Where else can you get the latest news, tips, ideas, support, etc right in front of your face without lifting a finger (okay, so you have to click here and there - you got me on that!!)?

We are all the "men in the trenches".  Take advantage of the knowledge and grow from it.  Listen and Learn!

Have Active Rain right in front of your face each and every day.  

If you haven't made AR your home page and decided to because of me ... let me know!  You can always subscribe to my blogs :)

Or if I think I thought of something new and didn't - correct me if I am wrong!

I CAN'T WAIT TO HEAR FROM YOU!!!!

The Journey of 10,000 Points Begins With A Single Blog ...

Or Something Like That!

    Wow, how the time flys here on Active Rain.  
    And I mean that in a good way!

 !!!!!

So Your Ready to Buy a House?  Now What?

You've made your decision and are ready to pursue homeownership.  What's next? 

EDUCATE YOURSELF!  

• Check your credit:  Your credit history is going to determine what kind of loan you qualify for and what kind of interest rate you are going to pay.  

You can check your credit for free through each of the 3 bureaus every 12 months.  Stagger your inquiries so you are checking your credit through one of the 3 bureaus every 3 or 4 months.  You can look at your credit report by visiting annualcreditreport.com.

If you don't like what you see on your credit, here are 10 FREE Ways to Improve Your Credit Score and Raise Your Fico STARTING TODAY

• Decide what you can comfortably spend each month on a mortgage payment:  Don't forget to take taxes, insurance and maintenance into consideration.  

REMEMBER: What the bank "says" you can afford and what you "know" you can afford can be two different things.  Don't get in over your head.  Your loan officer will be able to calculate your loan payments based on the property your are interested in.

• Understand the loan for which you are applying:  Make sure you completely understand the type of loan your loan officer is suggesting you use.  

Is it an adjustable rate mortgage?  Is there a pre-payment penalty?  Are you paying mortgage insurance and, if so, for how long?  Fully educate yourself so you don't get an unwanted surprise down the road!

• Go out and start making offers:  Don't be afraid to offer less than what the seller is asking.  This is a buyer's market and most sellers are expecting a lower offer than the asking price.  

     If you haven't decided on a specific loan program yet, let me recommend the
    Guaranteed Rural Housing Loan Program.  

If you have any questions or need additional information, please feel free to contact me directly at the number listed below.  I specialize in the Armstrong County, Kittanning, Ford City and Rural Valley areas of Pennsylvania. 

Please contact me directly 724-783-7180 or jkladny@hotmail.com for more information on this or any other programs available.  Thanks!  JENNIFER KLADNY - Loan Officer for 1st Metropolitan Mortgage, 151 East Pennsylvania Avenue 
New Stanton, PA  15672

Licensed by the Department of Corporation under the California Residential Mortgage Lending Act.  Licensed by the Pennsylvania Department of Banking.