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Learn To Achieve an 80% Closing Ratio on Short Sales! #1 Short Sale Trainer Jason Swodeck will share with you the secrets of short sales, including..
...and more! What is the Real Agent Help Breakfast? The Real Agent Help Monthly Breakfast is the premier real estate networking event in the Hemet region in Riverside County, California. Join us for a quality breakfast, an opportunity to share a need or a listing you have, great educational content and tools to grow your real estate business.
This months' generous sponsor is Mike McKinlay, Fidelity National Title. You're not going to want to miss this important and timely information!
...................................Seating is limited. To register now, call 951.571.5751.................................... What is Real Agent Help? The Real Agent Help program is designed to help you reach the next level in your real estate business through quality sales training, networking events, and one-on-one consulting. To learn more, click HERE. ................................................................................................................ Top Hemet Real Estate Articles:
Joey Aszterbaum is the Hemet Home Loan Guy and the loan officer that helps Realtors grow their business. Countrywide Home Loans has revealed that there was a security breach and that people who have their mortgages with their company may have had their social security numbers compromised. When you get a home loan, you give plenty of information. Enough needed to become a serious victim of identity theft. Identity theft experts recommend that you check your credit at least once per year, and the federal government has given you the right to do it at no charge. I've done it. Turns out, it's very easy and fast. I recommend that you do it, too. There is no catch to get a full copy of your credit report. If you want your FICO scores, however, you may have to pay about $7.95 for each repository. There are three credit repositories (the credit companies), Equifax, Experian and Transunion. Visit www.annualcreditreport.com and follow the instructions. It took me about 5 minutes to find and print a report from each repository. If you would rather do it by mail, you can write: Annual Credit Report Request Service .............................................................................................................. Top Hemet Mortgage & Real Estate Articles:
Looking to buy real estate?
Joey Aszterbaum is the Hemet Home Loan Guy and a member of the Active Rain social network of real estate professionals. Patrion Mortgage is a direct lender and a division of Altura Credit Union (formerly Riverside County's Credit Union). To buy or refinance real estate in Hemet, Riverside County, California visit www.HemetHomeLoans.com or call 951.571.5751
Via Hilary Wilkinson:
The Hemet High School Varsity Cheer Squad are having a fundraising golf tournament with games, putting contest, prize drawings and a tasty dinner.
The tournament will be a four man scramble. Contact Connie Kirk at 951.966.9657 or Amy Kenny at 951.765.5150 to reserve your spot!
.............................................................................................................. Top Hemet Mortgage & Real Estate Articles:
Looking to buy real estate?
Joey Aszterbaum is the Hemet Home Loan Guy and a member of the Active Rain social network of real estate professionals. Patrion Mortgage is a direct lender and a division of Altura Credit Union (formerly Riverside County's Credit Union). To buy or refinance real estate in Hemet, Riverside County, California visit www.HemetHomeLoans.com or call 951.571.5751 Those are original cartoons. If you use them without permission you will have legal problems. :)
The Hemet Home Loan Guy has received word that they've stopped accepting applications as of today. The applications that were submitted before today but don't have the money reserved yet may or may not receive the down payment assistance. The RHP also offers 20% down and is very similar to the FTHB. Notable differences? This interest-free and payment-free silent second mortgage is forgiven after 45 years (instead of 15), or if the buyer sells the home at or below the County's affordability limits. Also, this program ONLY works for homes outside of city limits (in unincorporated County areas). One nice feature? The income limits are higher...120% of the median income in Riverside County. In July, the RHP had over twice the amount available as the FTHB. Where does it stand now? My office has calls in to the EDA to find out. As soon as I know, I will post it. .............................................................................................................. Top Hemet Mortgage & Real Estate Articles:
Looking to buy real estate?
Joey Aszterbaum is the Hemet Home Loan Guy and a member of the Active Rain social network of real estate professionals. Patrion Mortgage is a direct lender and a division of Altura Credit Union (formerly Riverside County's Credit Union). To buy or refinance real estate in Hemet, Riverside County, California visit www.HemetHomeLoans.com or call 951.571.5751 That's an original cartoon, so if you use it without permission you will have legal problems. :)
***CLICK HERE FOR AN IMPORTANT UPDATE.*** The Hemet Home Loan Guy reported recently that the community down payment assistance programs HART and Nehemiah are going away by October 1st. Looks like another great source of help for buyers in Hemet and the surrounding areas is going away by that same date: The Riverside County EDA First Time Home Buyers Program. The program offered up to 20% (maximum $75,000) down payment assistance to first time home buyers with low income (80% of the County median income). The buyers are not required to make any payments on the down payment assistance, and if they kept the home for 15 years the second mortgage is forgiven. The program had just been funded July 15th, but notice came out today from the Economic Development Agency that it was set to run out of funds by the end of September. That means that all the money for qualified first time home buyers had been used up within just over two months! Home prices in the Inland Empire (Hemet, San Jacinto, Temecula, Murrieta and the surrounding areas of Riverside County) have dropped substantially. The good news is that more working class families have been able to take advantage of great programs like this. The bad news? That the programs have run out of funds in record time. Some programs show no sign of coming back in these difficult economic times. There is another program from the Riverside County EDA that is for Moderate Income first-time buyers (those who make 120% or less of the median income) called the Redevelopment Homeownership Program. The RHP also offers 20% down and is very similar to the FTHB. Notable differences? This interest-free and payment-free silent second mortgage is forgiven after 45 years (instead of 15), or if the buyer sells the home at or below the County's affordability limits. Also, this program ONLY works for homes outside of city limits (in unincorporated County areas). In July, the RHP had over twice the amount available as the FTHB. Where does it stand now? My office has calls in to the EDA to find out. As soon as I know, I will post it. .............................................................................................................. Top Hemet Mortgage & Real Estate Articles:
Looking to buy real estate?
Joey Aszterbaum is the Hemet Home Loan Guy and a member of the Active Rain social network of real estate professionals. Patrion Mortgage is a direct lender and a division of Altura Credit Union (formerly Riverside County's Credit Union). To buy or refinance real estate in Hemet, Riverside County, California visit www.HemetHomeLoans.com or call 951.571.5751 That's an original cartoon, so if you use it without permission you will have legal problems. :)
The Real Agent Help Monthly Breakfast is the premier real estate networking event in the Hemet region in Riverside County, California. Join us for a quality breakfast, an opportunity to share a need or a listing you have, great educational content and tools to grow your real estate business. ........FOR THE TROOPS! On this anniversary of 9/11 we will be collecting items to put in gift boxes for the troops. Bring candles, socks, goodies, etc. Typically there is a $10 donation requested for this free breakfast. You can always bring more or less. This time, the cash donations will buy more supplies. For a list of items to bring, call Judee Edgerton at (951) 218-2450.
Spend your time SELLING, not marketing! Broker's Helper is an exciting and powerful new marketing tool that will make your real estate business more successful. Frank Jurado will share about this great opportunity to grow your business...
...and a whole lot more!
Seating is limited. To register now, click HERE.
What is Real Agent Help? The Real Agent Help program is designed to help you reach the next level in your real estate business through quality sales training, networking events, and one-on-one consulting. To learn more, click HERE. ................................................................................................................ Joey Aszterbaum is the Hemet Home Loan Guy and the loan officer that helps Realtors grow their business. Top Hemet Real Estate Articles:
When I go to see a movie, all I want is a great story, powerful performances, a few laughs and a way of looking at the world that challenges my mind. Is that too much to ask? :)
Traitor is a pulse-pounding thriller. But it's more than that. It's the story of a man of faith (Hotel Rwanda's Don Cheadle) stuck in the middle of the war on terror. I was shocked that critics were 'meh' on this movie. I was riveted. It worked as a mystery, as a thriller, and as a meditation on the boundaries between religious conviction and civil duty. Another surprise: The moview was co-written by Steve Martin. Yes, the legendary comedian who, nonetheless, is in the Pink Panther remakes. The biggest surprise: this is from the same director that brought us the clunky piece of eco-disaster The Day After Tomorrow - Jeffrey Nachmanoff. I also think that, like Hotel Rwanda, the movie works as political propoganda. I can't help but think that this is the sort of movie that could actually change hearts and minds in regards to radical Islam. It didn't paint a black and white picture of the west versus the middle east, but recognized the tensions and hypocrisy in both...presenting compelling portraits of both an FBI straight-arrow (LA Confidential's Guy Pearce) that is the son of a baptist preacher AND a terrorist cell leader (Saïd Taghmaoui) trying to stay true to his convictions. Ignore the critics. This one is a must see. ..................................................................................... Joey Aszterbaum is the Hemet Home Loan Guy and a member of the Active Rain social network of real estate professionals. To buy or refinance your home in Hemet, Riverside County, or California visit www.HemetHomeLoans.com or call 951.571.5751. Hemet Mortgage & Real Estate Articles:
Looking to buy real estate?
We will turn the rifles into spades and the tanks into tractors. Lions and lambs will play together in the fields. And there will be no more cancer. Thank you for doing my dad's home loan on his Arizona condo. Say hello to Jesus for me.
Other Hemet Mortgage & Real Estate Articles:
Looking to buy real estate?
Joey Aszterbaum is the Hemet Home Loan Guy and a member of the Active Rain social network of real estate professionals. To buy or refinance your home in Hemet, Riverside County, or California visit www.HemetHomeLoans.com or call 951.571.5751. |
Hemet Home Loan Guy, Joey Aszterbaum Hemet, CA More about me… Patrion Mortgage Office Phone: (951) 571-5751 Email Me
Hemet Mortgage and Real Estate Blog: buy or refinance, credit, things to do in Hemet, Realtor sales training and misc stuff from the Hemet Home Loan Guy a member of the Active Rain social network since 11/06.
BEWARE OF BLOG: Joey Aszterbaum disclaims liability for any damages or losses, direct or indirect that may result from use of or reliance on, information contained in the blog or for accuracy of comments or opinions of visitors to my blogs. Warm wash with like colors. Do not iron. If rash occurs, discontinue use.
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IRS Tax Liability
Seating is limited, cost $10 (donation goes to local charity) 
Hilary Wilkinson is an indispensable part of my loan team. She posted her first blog article on Active Rain. This is quality information from someone who is a valuable part of the local real estate community. Enjoy!
GO HEMET!
If you don't feel like golfing but would still like to help the HHS cheer program, please sponsor a hole! The event is tax deductible and all proceeds go to the Hemet High School Varsity Cheerleading Program.
Just last week I posted that the 
A Special Real Agent Help Monthly Breakfast on September 11th
........BROKER'S HELPER!
The generous sponsor for this month's breakfast is Mike McKinlay and Fidelity National Title.
Okay...that is too much to ask of every movie, I know. But in this case, Hollywood has delivered.
A day is coming when God himself will wipe our tears away.
Posted by 
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
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